Eastern BanksharesFRA:EB0 +1.64%59 Dividend Payout Ratio is 0.32 as of Mar. 2026, which is 3% below its 10-year median of 0.33. GuruFocus rates FRA:EB0 with a GF Score™ of 59/100 and a GF Value™ of €24.47 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,168 Banks companies, Eastern Bankshares ranks better than 51.54% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Eastern Bankshares's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.32.
The historical rank and industry rank for Eastern Bankshares's Dividend Payout Ratio or its related term are showing as below:
FRA:EB0'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31 Med: 0.33 Max: 0.43
Current: 0.32
During the past 8 years, the highest Dividend Payout Ratio of Eastern Bankshares was 0.43. The lowest was 0.31. And the median was 0.33.
FRA:EB0's Dividend Payout Ratio is ranked better than 51.54% of 1168
companies
in the Banks industry
Industry Median: 0.32
vs FRA:EB0: 0.32
During the past 12 months, Eastern Bankshares's average Dividends Per Share Growth Rate was 13.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 8.40% per year.
During the past 8 years, the highest 3-Year average Dividends Per Share Growth Rate of Eastern Bankshares was 14.50% per year. The lowest was 8.40% per year. And the median was 11.45% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Eastern Bankshares (FRA:EB0) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Eastern Bankshares Dividend Payout Ratio Related Terms
Eastern Bankshares Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Eastern Bankshares's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:EB0 vs SFBS, FULT, TCBI: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Eastern Bankshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eastern Bankshares Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Eastern Bankshares's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Eastern Bankshares's Dividend Payout Ratio falls into.
Eastern Bankshares Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Eastern Bankshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eastern Bankshares (FRA:EB0) has a Dividend Payout Ratio of 0.32 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Eastern Bankshares and its competitors. This is near median its historical median of 0.33. Over the past decade, Eastern Bankshares' Dividend Payout Ratio has ranged from 0.31 to 0.43. According to the industry distribution chart, Eastern Bankshares ranks #566 out of 1168 companies in the Banks industry, placing it in the top 48.5%.
Is Eastern Bankshares' Dividend Payout Ratio too high?
Eastern Bankshares' current Dividend Payout Ratio of 0.32 is near median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.43. The Banks industry median Dividend Payout Ratio is 0.32. Eastern Bankshares' value of 0.32 is 0% at this industry median. Based on the distribution chart, Eastern Bankshares ranks #566 out of 1168 companies in the Banks industry, which is above the industry midpoint. Overall, Eastern Bankshares has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bankshares' Dividend Payout Ratio compare to SFBS and FULT?
According to the Banks industry distribution chart, Eastern Bankshares ranks #566 out of 1168 companies for Dividend Payout Ratio. This puts Eastern Bankshares in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Eastern Bankshares' value of 0.32 is 0% at this benchmark. Historically, Eastern Bankshares' own Dividend Payout Ratio has ranged from 0.31 to 0.43 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.32, Eastern Bankshares has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bankshares's current Dividend Payout Ratio of 0.32 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Eastern Bankshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bankshares's current Dividend Payout Ratio is 0.32, which is near median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bankshares (FRA:EB0) is currently considered Modestly Undervalued. The stock's GF Value™ is €24.47, compared to a current price of €18.60 — trading 24% below its estimated fair value. The current Dividend Payout Ratio is 0.32, which is near median its 10-year median of 0.33 and 0% at the Banks industry median of 0.32. Eastern Bankshares' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Eastern Bankshares (FRA:EB0), the current Dividend Payout Ratio is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eastern Bankshares (FRA:EB0) Overvalued in 2026?
Based on GuruFocus' analysis, Eastern Bankshares stock appears to be undervalued.
The current stock price of €18.60 is trading 24% below its estimated GF Value™ of €24.47.
GuruFocus considers Eastern Bankshares to be Modestly Undervalued.
Key valuation signals for FRA:EB0:
Dividend Payout Ratio: 0.32 (near median its 10-year median of 0.33)
GF Value™: €24.47 vs. price of €18.60 (24% below fair value)
Industry Position: 0% at the Banks median (#566 of 1168)
No single metric tells the full story. See the FRA:EB0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eastern Bankshares Inc is a commercial bank that caters its products and services to retail, commercial, and small business customers. Its diversified products and services include lending, deposit, wealth management, and insurance products. The company has one operating segment: Banking business, which offers a range of banking, lending, savings, and small business offerings, and its wealth management and trust operations.
59GF Score
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