Eastern BanksharesFRA:EB0 -1.04%69 5-Year Yield-on-Cost % is 2.41 as of Jul. 07, 2026, which is 8% below its 10-year median of 2.61. GuruFocus rates FRA:EB0 with a GF Score™ of 69/100 and a GF Value™ of €24.55 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Eastern Bankshares ranks worse than 75.7% on this metric.
Eastern Bankshares's yield on cost for the quarter that ended in Mar. 2026 was 2.41.
The historical rank and industry rank for Eastern Bankshares's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:EB0'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.26 Med: 2.61 Max: 3.67
Current: 2.41
During the past 8 years, Eastern Bankshares's highest Yield on Cost was 3.67. The lowest was 0.26. And the median was 2.61.
FRA:EB0's 5-Year Yield-on-Cost % is ranked worse than 75.7% of 1255
companies
in the Banks industry
Industry Median: 3.9
vs FRA:EB0: 2.41
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Eastern Bankshares 5-Year Yield-on-Cost % Related Terms
FRA:EB0 vs SFBS, IBOC, FULT: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Eastern Bankshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eastern Bankshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Eastern Bankshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Eastern Bankshares's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Eastern Bankshares (FRA:EB0) has a 5-Year Yield-on-Cost % of 2.41 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Eastern Bankshares and its competitors. This is near median its historical median of 2.61. Over the past decade, Eastern Bankshares' 5-Year Yield-on-Cost % has ranged from 0.26 to 3.67. According to the industry distribution chart, Eastern Bankshares ranks #950 out of 1255 companies in the Banks industry, placing it in the top 75.7%.
Is Eastern Bankshares' 5-Year Yield-on-Cost % too high?
Eastern Bankshares' current 5-Year Yield-on-Cost % of 2.41 is near median its 10-year median of 2.61. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 3.67. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Eastern Bankshares' value of 2.41 is 38.2% below this industry median. Based on the distribution chart, Eastern Bankshares ranks #950 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eastern Bankshares has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bankshares' 5-Year Yield-on-Cost % compare to SFBS and IBOC?
According to the Banks industry distribution chart, Eastern Bankshares ranks #950 out of 1255 companies for 5-Year Yield-on-Cost %. This places Eastern Bankshares in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Eastern Bankshares' value of 2.41 is 38.2% below this benchmark. Historically, Eastern Bankshares' own 5-Year Yield-on-Cost % has ranged from 0.26 to 3.67 over the past decade. While the company's 10-year median is 2.61 vs. the industry median of 3.90, Eastern Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bankshares's current 5-Year Yield-on-Cost % of 2.41 is 38.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Eastern Bankshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bankshares's current 5-Year Yield-on-Cost % is 2.41, which is near median its own 10-year median of 2.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bankshares (FRA:EB0) is currently considered Modestly Undervalued. The stock's GF Value™ is €24.55, compared to a current price of €19.10 — trading 22.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.41, which is near median its 10-year median of 2.61 and 38.2% below the Banks industry median of 3.90. Eastern Bankshares' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Eastern Bankshares (FRA:EB0), the current 5-Year Yield-on-Cost % is 2.41 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eastern Bankshares (FRA:EB0) Overvalued in 2026?
Based on GuruFocus' analysis, Eastern Bankshares stock appears to be undervalued.
The current stock price of €19.10 is trading 22.2% below its estimated GF Value™ of €24.55.
GuruFocus considers Eastern Bankshares to be Modestly Undervalued.
Key valuation signals for FRA:EB0:
5-Year Yield-on-Cost %: 2.41 (near median its 10-year median of 2.61)
GF Value™: €24.55 vs. price of €19.10 (22.2% below fair value)
Industry Position: 38.2% below the Banks median (#950 of 1255)
No single metric tells the full story. See the FRA:EB0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eastern Bankshares Inc is a commercial bank that caters its products and services to retail, commercial, and small business customers. Its diversified products and services include lending, deposit, wealth management, and insurance products. The company has one operating segment: Banking business, which offers a range of banking, lending, savings, and small business offerings, and its wealth management and trust operations.
69GF Score
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