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Eastern BanksharesFRA:EB0 -1.03%69 FCF Margin % is 48.35% as of Jun. 2026, which is 40% above its 10-year median of 34.45. GuruFocus rates FRA:EB0 with a GF Score™ of 69/100 and a GF Value™ of €23.71 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,504 Banks companies, Eastern Bankshares ranks better than 63.1% on this metric.
The historical data trend for Eastern Bankshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:EB0 vs FINN, TFSL, AX: FCF Margin % Comparison
For the Banks - Regional subindustry, Eastern Bankshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eastern Bankshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Eastern Bankshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Eastern Bankshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eastern Bankshares (FRA:EB0) has a FCF Margin % of 48.35% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Eastern Bankshares and its competitors. This is 40% above median its historical median of 34.45. Over the past decade, Eastern Bankshares' FCF Margin % has ranged from 11.34 to 81.10. According to the industry distribution chart, Eastern Bankshares ranks #555 out of 1504 companies in the Banks industry, placing it in the top 36.9%.
Is Eastern Bankshares' FCF Margin % too high?
Eastern Bankshares' current FCF Margin % of 48.35% is 40% above median its 10-year median of 34.45. Over the past 10 years, this metric has ranged from a low of 11.34 to a high of 81.10. The Banks industry median FCF Margin % is 26.49. Eastern Bankshares' value of 48.35% is 82.6% above this industry median. Based on the distribution chart, Eastern Bankshares ranks #555 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Eastern Bankshares has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bankshares' FCF Margin % compare to FINN and TFSL?
According to the Banks industry distribution chart, Eastern Bankshares ranks #555 out of 1504 companies for FCF Margin %. This puts Eastern Bankshares in the upper half of its industry. The industry median FCF Margin % is 26.49. Eastern Bankshares' value of 48.35% is 82.6% above this benchmark. Historically, Eastern Bankshares' own FCF Margin % has ranged from 11.34 to 81.10 over the past decade. While the company's 10-year median is 34.45 vs. the industry median of 26.49, Eastern Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.49, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bankshares's current FCF Margin % of 48.35% is 82.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Eastern Bankshares and its competitors. For the Banks industry, the median FCF Margin % is 26.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bankshares's current FCF Margin % is 48.35%, which is 40% above median its own 10-year median of 34.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bankshares (FRA:EB0) is currently considered Modestly Undervalued. The stock's GF Value™ is €23.71, compared to a current price of €19.30 — trading 18.6% below its estimated fair value. The current FCF Margin % is 48.35%, which is 40% above median its 10-year median of 34.45 and 82.6% above the Banks industry median of 26.49. Eastern Bankshares' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Eastern Bankshares (FRA:EB0), the current FCF Margin % is 48.35% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eastern Bankshares (FRA:EB0) Overvalued in 2026?
Based on GuruFocus' analysis, Eastern Bankshares stock appears to be undervalued.
The current stock price of €19.30 is trading 18.6% below its estimated GF Value™ of €23.71.
GuruFocus considers Eastern Bankshares to be Modestly Undervalued.
Key valuation signals for FRA:EB0:
FCF Margin %: 48.35% (40% above median its 10-year median of 34.45)
GF Value™: €23.71 vs. price of €19.30 (18.6% below fair value)
Industry Position: 82.6% above the Banks median (#555 of 1504)
No single metric tells the full story. See the FRA:EB0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eastern Bankshares Inc is a commercial bank that caters its products and services to retail, commercial, and small business customers. Its diversified products and services include lending, deposit, wealth management, and insurance products. The company has one operating segment: Banking business, which offers a range of banking, lending, savings, and small business offerings, and its wealth management and trust operations.
69GF Score
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