Eastern Bankshares (FRA:EB0) Total Payout Ratio: 0.66 (As of Jul. 18, 2026)

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FRA:EB0 Eastern Bankshares Inc FRA:EB0
71 GF Score
Price €19.50
GF Value €24.84
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Eastern Bankshares Total Payout Ratio?

Eastern Bankshares FRA:EB0 +7.73% 71 Total Payout Ratio is 0.66 as of Jul. 18, 2026. GuruFocus rates FRA:EB0 with a GF Score™ of 71/100 and a GF Value™ of €24.84 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Eastern Bankshares's current Total Payout Ratio is 0.66.

Eastern Bankshares Total Payout Ratio Related Terms

Eastern Bankshares Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Eastern Bankshares's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eastern Bankshares Total Payout Ratio Chart

Eastern Bankshares Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial 0.51 1.43 0.29 0.92 2.41

Eastern Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.32 0.32 0.24 0.85 1.57

FRA:EB0 vs SFBS, IBOC, FULT: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Eastern Bankshares's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Eastern Bankshares Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Eastern Bankshares's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Eastern Bankshares's Total Payout Ratio falls into.


FRA:EB0
71GF Score
Eastern Bankshares Inc FRA:EB0
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Eastern Bankshares Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Eastern Bankshares's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-91.027 + 0 + -90.282) / 75.339
=2.41

Eastern Bankshares's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-63.451 + 0 + -24.922) / 56.452
=1.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.66 mean?
Eastern Bankshares (FRA:EB0) has a Total Payout Ratio of 0.66 as of Jul. 18, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Eastern Bankshares and its competitors.
Is Eastern Bankshares' Total Payout Ratio too high?
Eastern Bankshares' current Total Payout Ratio is 0.66. Overall, Eastern Bankshares has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bankshares' Total Payout Ratio compare to SFBS and IBOC?
Eastern Bankshares' Total Payout Ratio of 0.66 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Eastern Bankshares and its competitors. Eastern Bankshares's current Total Payout Ratio is 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bankshares (FRA:EB0) is currently considered Modestly Undervalued. The stock's GF Value™ is €24.84, compared to a current price of €19.50 — trading 21.5% below its estimated fair value. The current Total Payout Ratio is 0.66. Eastern Bankshares' overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Eastern Bankshares (FRA:EB0), the current Total Payout Ratio is 0.66 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eastern Bankshares (FRA:EB0) Overvalued in 2026?

Based on GuruFocus' analysis, Eastern Bankshares stock appears to be undervalued. The current stock price of €19.50 is trading 21.5% below its estimated GF Value™ of €24.84. GuruFocus considers Eastern Bankshares to be Modestly Undervalued.

Key valuation signals for FRA:EB0:

  • Total Payout Ratio: 0.66
  • GF Value™: €24.84 vs. price of €19.50 (21.5% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the FRA:EB0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Eastern Bankshares Business Description

Other Exchanges EBC:USA
Address 125 High Street, Boston, MA, USA, 02110
Eastern Bankshares Inc is a commercial bank that caters its products and services to retail, commercial, and small business customers. Its diversified products and services include lending, deposit, wealth management, and insurance products. The company has one operating segment: Banking business, which offers a range of banking, lending, savings, and small business offerings, and its wealth management and trust operations.
71GF Score

Get the complete analysis for FRA:EB0

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.50
Price
€24.84
GF Value