FUIZF (Fubon Financial Holdings Co) 3-Year Book Growth Rate: 21.70% (As of Dec. 2025) — 189% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FUIZF Fubon Financial Holdings Co Ltd FUIZF
68 GF Score
Price $15.93
GF Value $16.95
! 8 Warning Signs
View Full Analysis

What is Fubon Financial Holdings Co 3-Year Book Growth Rate?

Fubon Financial Holdings Co FUIZF 68 3-Year Book Growth Rate is 21.70% as of Dec. 2025, which is 189% above its 10-year median of 7.50. GuruFocus rates FUIZF with a GF Score™ of 68/100 and a GF Value™ of $16.95. The stock has 8 warning signs investors should review. Among 479 Insurance companies, Fubon Financial Holdings Co ranks better than 84.76% on this metric.

Fubon Financial Holdings Co's Book Value per Share for the quarter that ended in Dec. 2025 was $22.56.

During the past 12 months, Fubon Financial Holdings Co's average Book Value per Share Growth Rate was 5.90% per year. During the past 3 years, the average Book Value per Share Growth Rate was 21.70% per year. During the past 5 years, the average Book Value per Share Growth Rate was 4.40% per year. During the past 10 years, the average Book Value per Share Growth Rate was 9.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Fubon Financial Holdings Co was 25.90% per year. The lowest was -4.10% per year. And the median was 7.50% per year.


Fubon Financial Holdings Co  (OTCPK:FUIZF) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Fubon Financial Holdings Co 3-Year Book Growth Rate Related Terms


FUIZF vs AFL, MET, PRU: 3-Year Book Growth Rate Comparison

For the Insurance - Life subindustry, Fubon Financial Holdings Co's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fubon Financial Holdings Co 3-Year Book Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Fubon Financial Holdings Co's 3-Year Book Growth Rate falls into.


FUIZF
68GF Score
Fubon Financial Holdings Co Ltd FUIZF
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fubon Financial Holdings Co 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 21.70% mean?
Fubon Financial Holdings Co (FUIZF) has a 3-Year Book Growth Rate of 21.70% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Fubon Financial Holdings Co and its competitors. This is 189% above median its historical median of 7.50. According to the industry distribution chart, Fubon Financial Holdings Co ranks #73 out of 479 companies in the Insurance industry, placing it in the top 15.2%.
Is Fubon Financial Holdings Co's 3-Year Book Growth Rate too high?
Fubon Financial Holdings Co's current 3-Year Book Growth Rate of 21.70% is 189% above median its 10-year median of 7.50. The Insurance industry median 3-Year Book Growth Rate is 8.50. Fubon Financial Holdings Co's value of 21.70% is 155.3% above this industry median. Based on the distribution chart, Fubon Financial Holdings Co ranks #73 out of 479 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Fubon Financial Holdings Co has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's 3-Year Book Growth Rate compare to AFL and MET?
According to the Insurance industry distribution chart, Fubon Financial Holdings Co ranks #73 out of 479 companies for 3-Year Book Growth Rate. This places Fubon Financial Holdings Co in the top 15% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.50. Fubon Financial Holdings Co's value of 21.70% is 155.3% above this benchmark. While the company's 10-year median is 7.50 vs. the industry median of 8.50, Fubon Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.50, based on 479 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fubon Financial Holdings Co's current 3-Year Book Growth Rate of 21.70% is 155.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Fubon Financial Holdings Co and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fubon Financial Holdings Co's current 3-Year Book Growth Rate is 21.70%, which is 189% above median its own 10-year median of 7.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Fubon Financial Holdings Co (FUIZF) has a current 3-Year Book Growth Rate of 21.70%. The stock's GF Value™ is $16.95, compared to a current price of $15.93 — trading 6% below its estimated fair value. The current 3-Year Book Growth Rate is 21.70%, which is 189% above median its 10-year median of 7.50 and 155.3% above the Insurance industry median of 8.50. Fubon Financial Holdings Co's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Fubon Financial Holdings Co (FUIZF), the current 3-Year Book Growth Rate is 21.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fubon Financial Holdings Co (FUIZF) Overvalued in 2026?

Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued. The current stock price of $15.93 is trading 6% below its estimated GF Value™ of $16.95.

Key valuation signals for FUIZF:

  • 3-Year Book Growth Rate: 21.70% (189% above median its 10-year median of 7.50)
  • GF Value™: $16.95 vs. price of $15.93 (6% below fair value)
  • GF Score™: 68/100 with 8 warning signs
  • Industry Position: 155.3% above the Insurance median (#73 of 479)

No single metric tells the full story. See the FUIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fubon Financial Holdings Co Business Description

Address No. 179, Liaoning Street, 15-16th Floor, Zhongshan District, Taipei, TWN, 104
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
68GF Score

Get the complete analysis for FUIZF

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.93
Price
$16.95
GF Value