FUIZF (Fubon Financial Holdings Co) FCF Margin %: 2.02% (As of Dec. 2025) — 46% Below Median


FUIZF Fubon Financial Holdings Co Ltd FUIZF
71 GF Score
Price $15.93
GF Value $16.12
! 8 Warning Signs
View Full Analysis

What is Fubon Financial Holdings Co FCF Margin %?

Fubon Financial Holdings Co FUIZF 71 FCF Margin % is 2.02% as of Dec. 2025, which is 46% below its 10-year median of 3.76. GuruFocus rates FUIZF with a GF Score™ of 71/100 and a GF Value™ of $16.12. The stock has 8 warning signs investors should review. Among 501 Insurance companies, Fubon Financial Holdings Co ranks worse than 73.45% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Fubon Financial Holdings Co's Free Cash Flow for the three months ended in Dec. 2025 was $92 Mil. Fubon Financial Holdings Co's Revenue for the three months ended in Dec. 2025 was $4,548 Mil. Therefore, Fubon Financial Holdings Co's FCF Margin % for the quarter that ended in Dec. 2025 was 2.02%.

As of today, Fubon Financial Holdings Co's current FCF Yield % is 0.31%.

The historical rank and industry rank for Fubon Financial Holdings Co's FCF Margin % or its related term are showing as below:

FUIZF' s FCF Margin % Range Over the Past 10 Years
Min: -52.65   Med: 3.76   Max: 55.44
Current: 1.49


During the past 13 years, the highest FCF Margin % of Fubon Financial Holdings Co was 55.44%. The lowest was -52.65%. And the median was 3.76%.

FUIZF's FCF Margin % is ranked worse than
73.45% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs FUIZF: 1.49


Fubon Financial Holdings Co FCF Margin % Related Terms


Fubon Financial Holdings Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Fubon Financial Holdings Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fubon Financial Holdings Co FCF Margin % Chart

Fubon Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.00 55.44 -52.65 20.49 1.52

Fubon Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 71.85 9.11 603.72 -23.92 2.02

FUIZF vs AFL, MET, PRU: FCF Margin % Comparison

For the Insurance - Life subindustry, Fubon Financial Holdings Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fubon Financial Holdings Co FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Fubon Financial Holdings Co's FCF Margin % falls into.


FUIZF
71GF Score
Fubon Financial Holdings Co Ltd FUIZF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fubon Financial Holdings Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Fubon Financial Holdings Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=183.508/12098.141
=1.52 %

Fubon Financial Holdings Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=91.829/4548.338
=2.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 2.02% mean?
Fubon Financial Holdings Co (FUIZF) has a FCF Margin % of 2.02% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fubon Financial Holdings Co and its competitors. This is 46% below median its historical median of 3.76. According to the industry distribution chart, Fubon Financial Holdings Co ranks #368 out of 501 companies in the Insurance industry, placing it in the top 73.5%.
Is Fubon Financial Holdings Co's FCF Margin % too high?
Fubon Financial Holdings Co's current FCF Margin % of 2.02% is 46% below median its 10-year median of 3.76. The Insurance industry median FCF Margin % is 9.60. Fubon Financial Holdings Co's value of 2.02% is 79% below this industry median. Based on the distribution chart, Fubon Financial Holdings Co ranks #368 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Fubon Financial Holdings Co has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Fubon Financial Holdings Co ranks #368 out of 501 companies for FCF Margin %. This places Fubon Financial Holdings Co in the lower half of its industry. The industry median FCF Margin % is 9.60. Fubon Financial Holdings Co's value of 2.02% is 79% below this benchmark. While the company's 10-year median is 3.76 vs. the industry median of 9.60, Fubon Financial Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fubon Financial Holdings Co's current FCF Margin % of 2.02% is 79% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fubon Financial Holdings Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fubon Financial Holdings Co's current FCF Margin % is 2.02%, which is 46% below median its own 10-year median of 3.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Fubon Financial Holdings Co (FUIZF) has a current FCF Margin % of 2.02%. The stock's GF Value™ is $16.12, compared to a current price of $15.93 — trading 1.2% below its estimated fair value. The current FCF Margin % is 2.02%, which is 46% below median its 10-year median of 3.76 and 79% below the Insurance industry median of 9.60. Fubon Financial Holdings Co's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fubon Financial Holdings Co (FUIZF), the current FCF Margin % is 2.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fubon Financial Holdings Co (FUIZF) Overvalued in 2026?

Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued. The current stock price of $15.93 is trading 1.2% below its estimated GF Value™ of $16.12.

Key valuation signals for FUIZF:

  • FCF Margin %: 2.02% (46% below median its 10-year median of 3.76)
  • GF Value™: $16.12 vs. price of $15.93 (1.2% below fair value)
  • GF Score™: 71/100 with 8 warning signs
  • Industry Position: 79% below the Insurance median (#368 of 501)

No single metric tells the full story. See the FUIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fubon Financial Holdings Co Business Description

Address No. 179, Liaoning Street, 15-16th Floor, Zhongshan District, Taipei, TWN, 104
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
71GF Score

Get the complete analysis for FUIZF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.93
Price
$16.12
GF Value