FUIZF (Fubon Financial Holdings Co) Cyclically Adjusted FCF per Share: $0.43 (As of Dec. 2025)


FUIZF Fubon Financial Holdings Co Ltd FUIZF
65 GF Score
Price $15.93
GF Value $16.63
! 8 Warning Signs
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What is Fubon Financial Holdings Co Cyclically Adjusted FCF per Share?

Fubon Financial Holdings Co FUIZF 65 Cyclically Adjusted FCF per Share is $0.43 as of Dec. 2025. GuruFocus rates FUIZF with a GF Score™ of 65/100 and a GF Value™ of $16.63. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Fubon Financial Holdings Co's adjusted free cash flow per share for the three months ended in Dec. 2025 was $0.066. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.43 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Fubon Financial Holdings Co's average Cyclically Adjusted FCF Growth Rate was -42.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -14.80% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -3.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Fubon Financial Holdings Co was 17.30% per year. The lowest was -23.10% per year. And the median was -14.40% per year.

As of today (2026-07-01), Fubon Financial Holdings Co's current stock price is $15.92832. Fubon Financial Holdings Co's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2025 was $0.43. Fubon Financial Holdings Co's Cyclically Adjusted Price-to-FCF of today is 37.04.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Fubon Financial Holdings Co was 52.87. The lowest was 4.28. And the median was 17.40.


Fubon Financial Holdings Co  (OTCPK:FUIZF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Fubon Financial Holdings Co's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=15.92832/0.43
=37.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Fubon Financial Holdings Co was 52.87. The lowest was 4.28. And the median was 17.40.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Fubon Financial Holdings Co Cyclically Adjusted FCF per Share Related Terms


Fubon Financial Holdings Co Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Fubon Financial Holdings Co's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fubon Financial Holdings Co Cyclically Adjusted FCF per Share Chart

Fubon Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 1.35 0.91 0.83 0.43

Fubon Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.85 0.80 0.60 0.43

FUIZF vs AFL, MET, PRU: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Life subindustry, Fubon Financial Holdings Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fubon Financial Holdings Co Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Fubon Financial Holdings Co's Cyclically Adjusted Price-to-FCF falls into.


FUIZF
65GF Score
Fubon Financial Holdings Co Ltd FUIZF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fubon Financial Holdings Co Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fubon Financial Holdings Co's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.066/324.0540*324.0540
=0.066

Current CPI (Dec. 2025) = 324.0540.

Fubon Financial Holdings Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201603 -0.355 238.132 -0.483
201606 -0.380 241.018 -0.511
201609 1.010 241.428 1.356
201612 -0.902 241.432 -1.211
201703 -1.180 243.801 -1.568
201706 -0.260 244.955 -0.344
201709 0.105 246.819 0.138
201712 1.379 246.524 1.813
201803 -1.872 249.554 -2.431
201806 -0.943 251.989 -1.213
201809 1.141 252.439 1.465
201812 1.489 251.233 1.921
201903 0.763 254.202 0.973
201906 -1.459 256.143 -1.846
201909 0.321 256.759 0.405
201912 3.628 256.974 4.575
202003 -3.462 258.115 -4.346
202006 0.786 257.797 0.988
202009 3.984 260.280 4.960
202012 -0.227 260.474 -0.282
202103 -0.514 264.877 -0.629
202106 -0.696 271.696 -0.830
202109 2.819 274.310 3.330
202112 -0.718 278.802 -0.835
202203 1.499 287.504 1.690
202206 -0.472 296.311 -0.516
202209 2.551 296.808 2.785
202212 -0.177 296.797 -0.193
202303 -3.374 301.836 -3.622
202306 -1.870 305.109 -1.986
202309 2.941 307.789 3.096
202312 0.312 306.746 0.330
202403 -1.381 312.332 -1.433
202406 0.829 314.175 0.855
202409 0.415 315.301 0.427
202412 1.609 315.605 1.652
202503 0.214 319.799 0.217
202506 0.547 322.561 0.550
202509 -0.699 324.800 -0.697
202512 0.066 324.054 0.066

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.43 mean?
Fubon Financial Holdings Co (FUIZF) has a Cyclically Adjusted FCF per Share of $0.43 as of Dec. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors.
Is Fubon Financial Holdings Co's Cyclically Adjusted FCF per Share too high?
Fubon Financial Holdings Co's current Cyclically Adjusted FCF per Share is $0.43. Overall, Fubon Financial Holdings Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's Cyclically Adjusted FCF per Share compare to AFL and MET?
Fubon Financial Holdings Co's Cyclically Adjusted FCF per Share of $0.43 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors. Fubon Financial Holdings Co's current Cyclically Adjusted FCF per Share is $0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Fubon Financial Holdings Co (FUIZF) has a current Cyclically Adjusted FCF per Share of $0.43. The stock's GF Value™ is $16.63, compared to a current price of $15.93 — trading 4.2% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.43. Fubon Financial Holdings Co's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Fubon Financial Holdings Co (FUIZF), the current Cyclically Adjusted FCF per Share is $0.43 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fubon Financial Holdings Co (FUIZF) Overvalued in 2026?

Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued. The current stock price of $15.93 is trading 4.2% below its estimated GF Value™ of $16.63.

Key valuation signals for FUIZF:

  • Cyclically Adjusted FCF per Share: $0.43
  • GF Value™: $16.63 vs. price of $15.93 (4.2% below fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the FUIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fubon Financial Holdings Co Business Description

Address No. 179, Liaoning Street, 15-16th Floor, Zhongshan District, Taipei, TWN, 104
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
65GF Score

Get the complete analysis for FUIZF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.93
Price
$16.63
GF Value