FUIZF (Fubon Financial Holdings Co) Cyclically Adjusted Book per Share: $9.30 (As of Dec. 2025)


FUIZF Fubon Financial Holdings Co Ltd FUIZF
72 GF Score
Price $15.93
GF Value $16.63
! 8 Warning Signs
View Full Analysis

What is Fubon Financial Holdings Co Cyclically Adjusted Book per Share?

Fubon Financial Holdings Co FUIZF 72 Cyclically Adjusted Book per Share is $9.30 as of Dec. 2025. GuruFocus rates FUIZF with a GF Score™ of 72/100 and a GF Value™ of $16.63. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Fubon Financial Holdings Co's adjusted book value per share for the three months ended in Dec. 2025 was $22.560. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $9.30 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Fubon Financial Holdings Co's average Cyclically Adjusted Book Growth Rate was 7.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 10.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Fubon Financial Holdings Co was 12.90% per year. The lowest was 8.20% per year. And the median was 12.50% per year.

As of today (2026-06-27), Fubon Financial Holdings Co's current stock price is $15.92832. Fubon Financial Holdings Co's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was $9.30. Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio of today is 1.71.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fubon Financial Holdings Co was 2.46. The lowest was 0.91. And the median was 1.25.


Fubon Financial Holdings Co  (OTCPK:FUIZF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=15.92832/9.30
=1.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fubon Financial Holdings Co was 2.46. The lowest was 0.91. And the median was 1.25.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Fubon Financial Holdings Co Cyclically Adjusted Book per Share Related Terms


Fubon Financial Holdings Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Fubon Financial Holdings Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fubon Financial Holdings Co Cyclically Adjusted Book per Share Chart

Fubon Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.81 14.18 12.68 9.43 9.30

Fubon Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.43 10.21 10.15 9.99 9.30

FUIZF vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fubon Financial Holdings Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fubon Financial Holdings Co's Cyclically Adjusted PB Ratio falls into.


FUIZF
72GF Score
Fubon Financial Holdings Co Ltd FUIZF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fubon Financial Holdings Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fubon Financial Holdings Co's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book= Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=22.56/324.0540*324.0540
=22.560

Current CPI (Dec. 2025) = 324.0540.

Fubon Financial Holdings Co Quarterly Data

Book Value per Share CPI Adj_Book
201603 9.157 238.132 12.461
201606 9.991 241.018 13.433
201609 10.932 241.428 14.673
201612 9.845 241.432 13.214
201703 10.511 243.801 13.971
201706 10.914 244.955 14.438
201709 11.565 246.819 15.184
201712 12.058 246.524 15.850
201803 13.147 249.554 17.072
201806 12.266 251.989 15.774
201809 12.246 252.439 15.720
201812 10.861 251.233 14.009
201903 12.741 254.202 16.242
201906 12.954 256.143 16.388
201909 13.712 256.759 17.306
201912 14.724 256.974 18.568
202003 12.193 258.115 15.308
202006 14.726 257.797 18.511
202009 16.578 260.280 20.640
202012 19.915 260.474 24.776
202103 21.323 264.877 26.087
202106 22.396 271.696 26.712
202109 22.496 274.310 26.575
202112 24.019 278.802 27.917
202203 24.503 287.504 27.618
202206 14.730 296.311 16.109
202209 12.235 296.808 13.358
202212 12.803 296.797 13.979
202303 16.298 301.836 17.498
202306 16.836 305.109 17.881
202309 16.073 307.789 16.922
202312 17.965 306.746 18.979
202403 19.833 312.332 20.577
202406 20.321 314.175 20.960
202409 20.664 315.301 21.238
202412 20.495 315.605 21.044
202503 19.443 319.799 19.702
202506 19.285 322.561 19.374
202509 21.800 324.800 21.750
202512 22.560 324.054 22.560

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $9.30 mean?
Fubon Financial Holdings Co (FUIZF) has a Cyclically Adjusted Book per Share of $9.30 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors.
Is Fubon Financial Holdings Co's Cyclically Adjusted Book per Share too high?
Fubon Financial Holdings Co's current Cyclically Adjusted Book per Share is $9.30. Overall, Fubon Financial Holdings Co has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's Cyclically Adjusted Book per Share compare to AFL and MET?
Fubon Financial Holdings Co's Cyclically Adjusted Book per Share of $9.30 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors. Fubon Financial Holdings Co's current Cyclically Adjusted Book per Share is $9.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Fubon Financial Holdings Co (FUIZF) has a current Cyclically Adjusted Book per Share of $9.30. The stock's GF Value™ is $16.63, compared to a current price of $15.93 — trading 4.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is $9.30. Fubon Financial Holdings Co's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Fubon Financial Holdings Co (FUIZF), the current Cyclically Adjusted Book per Share is $9.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fubon Financial Holdings Co (FUIZF) Overvalued in 2026?

Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued. The current stock price of $15.93 is trading 4.2% below its estimated GF Value™ of $16.63.

Key valuation signals for FUIZF:

  • Cyclically Adjusted Book per Share: $9.30
  • GF Value™: $16.63 vs. price of $15.93 (4.2% below fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the FUIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fubon Financial Holdings Co Business Description

Address No. 179, Liaoning Street, 15-16th Floor, Zhongshan District, Taipei, TWN, 104
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
72GF Score

Get the complete analysis for FUIZF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.93
Price
$16.63
GF Value