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Fubon Financial Holdings CoFUIZF 64 Forward Rate of Return (Yacktman) % is 5.64% as of Dec. 2025, which is 59% below its 10-year median of 13.77. GuruFocus rates FUIZF with a GF Score™ of 64/100 and a GF Value™ of $17.44. The stock has 8 warning signs investors should review. Among 280 Insurance companies, Fubon Financial Holdings Co ranks worse than 76.07% on this metric.
Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. Fubon Financial Holdings Co's forward rate of return for was 5.64%.
The historical rank and industry rank for Fubon Financial Holdings Co's Forward Rate of Return (Yacktman) % or its related term are showing as below:
FUIZF'
s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 4.94 Med: 13.77 Max: 24.69
Current: 5.04
During the past 13 years, Fubon Financial Holdings Co's highest Forward Rate of Return was 24.69. The lowest was 4.94. And the median was 13.77.
FUIZF's Forward Rate of Return (Yacktman) % is ranked worse than 76.07% of 280
companies
in the Insurance industry
Industry Median: 16.98
vs FUIZF: 5.04
Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Fubon Financial Holdings Co (OTCPK:FUIZF) Forward Rate of Return (Yacktman) % Explanation
Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of Book Value per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.
Be Aware
In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.
Fubon Financial Holdings Co Forward Rate of Return (Yacktman) % Related Terms
Fubon Financial Holdings Co Forward Rate of Return (Yacktman) % Historical Data
* Premium members only.
The historical data trend for Fubon Financial Holdings Co's Forward Rate of Return (Yacktman) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fubon Financial Holdings Co Forward Rate of Return (Yacktman) % Chart
FUIZF vs AFL, MET, PRU: Forward Rate of Return (Yacktman) % Comparison
For the Insurance - Life subindustry, Fubon Financial Holdings Co's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fubon Financial Holdings Co Forward Rate of Return (Yacktman) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's Forward Rate of Return (Yacktman) % distribution charts can be found below:
* The bar in red indicates where Fubon Financial Holdings Co's Forward Rate of Return (Yacktman) % falls into.
Fubon Financial Holdings Co Forward Rate of Return (Yacktman) % Calculation
Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):
If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.
The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Rate of Return (Yacktman) % of 5.64% mean?
Fubon Financial Holdings Co (FUIZF) has a Forward Rate of Return (Yacktman) % of 5.64% as of Dec. 2025. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Fubon Financial Holdings Co and its competitors. This is 59% below median its historical median of 13.77. Over the past decade, Fubon Financial Holdings Co's Forward Rate of Return (Yacktman) % has ranged from 4.94 to 24.69. According to the industry distribution chart, Fubon Financial Holdings Co ranks #213 out of 280 companies in the Insurance industry, placing it in the top 76.1%.
Is Fubon Financial Holdings Co's Forward Rate of Return (Yacktman) % too high?
Fubon Financial Holdings Co's current Forward Rate of Return (Yacktman) % of 5.64% is 59% below median its 10-year median of 13.77. Over the past 10 years, this metric has ranged from a low of 4.94 to a high of 24.69. The Insurance industry median Forward Rate of Return (Yacktman) % is 16.98. Fubon Financial Holdings Co's value of 5.64% is 66.8% below this industry median. Based on the distribution chart, Fubon Financial Holdings Co ranks #213 out of 280 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Fubon Financial Holdings Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's Forward Rate of Return (Yacktman) % compare to AFL and MET?
According to the Insurance industry distribution chart, Fubon Financial Holdings Co ranks #213 out of 280 companies for Forward Rate of Return (Yacktman) %. This places Fubon Financial Holdings Co in the lower half of its industry. The industry median Forward Rate of Return (Yacktman) % is 16.98. Fubon Financial Holdings Co's value of 5.64% is 66.8% below this benchmark. Historically, Fubon Financial Holdings Co's own Forward Rate of Return (Yacktman) % has ranged from 4.94 to 24.69 over the past decade. While the company's 10-year median is 13.77 vs. the industry median of 16.98, Fubon Financial Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for an Insurance company?
The median Forward Rate of Return (Yacktman) % among Insurance companies is 16.98, based on 280 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fubon Financial Holdings Co's current Forward Rate of Return (Yacktman) % of 5.64% is 66.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Fubon Financial Holdings Co and its competitors. For the Insurance industry, the median Forward Rate of Return (Yacktman) % is 16.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fubon Financial Holdings Co's current Forward Rate of Return (Yacktman) % is 5.64%, which is 59% below median its own 10-year median of 13.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Fubon Financial Holdings Co (FUIZF) has a current Forward Rate of Return (Yacktman) % of 5.64%. The stock's GF Value™ is $17.44, compared to a current price of $15.93 — trading 8.7% below its estimated fair value. The current Forward Rate of Return (Yacktman) % is 5.64%, which is 59% below median its 10-year median of 13.77 and 66.8% below the Insurance industry median of 16.98. Fubon Financial Holdings Co's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For Fubon Financial Holdings Co (FUIZF), the current Forward Rate of Return (Yacktman) % is 5.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fubon Financial Holdings Co (FUIZF) Overvalued in 2026?
Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued.
The current stock price of $15.93 is trading 8.7% below its estimated GF Value™ of $17.44.
Key valuation signals for FUIZF:
Forward Rate of Return (Yacktman) %: 5.64% (59% below median its 10-year median of 13.77)
GF Value™: $17.44 vs. price of $15.93 (8.7% below fair value)
Industry Position: 66.8% below the Insurance median (#213 of 280)
No single metric tells the full story. See the FUIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
64GF Score
Get the complete analysis for FUIZF
Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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