Fubon Financial Holdings CoFUIZF 71 Net Margin % is 21.06% as of Dec. 2025, which is 12% above its 10-year median of 18.75. GuruFocus rates FUIZF with a GF Score™ of 71/100 and a GF Value™ of $16.12. The stock has 8 warning signs investors should review. Among 501 Insurance companies, Fubon Financial Holdings Co ranks better than 90.62% on this metric.
The historical rank and industry rank for Fubon Financial Holdings Co's Net Margin % or its related term are showing as below:
FUIZF'
s Net Margin % Range Over the Past 10 Years
Min: 11.06 Med: 18.75 Max: 43.45
Current: 31.89
FUIZF's Net Margin % is ranked better than 90.62% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs FUIZF: 31.89
Fubon Financial Holdings Co (OTCPK:FUIZF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Fubon Financial Holdings Co Net Margin % Related Terms
Fubon Financial Holdings Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Fubon Financial Holdings Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fubon Financial Holdings Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Fubon Financial Holdings Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fubon Financial Holdings Co (FUIZF) has a Net Margin % of 21.06% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Fubon Financial Holdings Co and its competitors. This is 12% above median its historical median of 18.75. Over the past decade, Fubon Financial Holdings Co's Net Margin % has ranged from 11.06 to 43.45. According to the industry distribution chart, Fubon Financial Holdings Co ranks #47 out of 501 companies in the Insurance industry, placing it in the top 9.4%.
Is Fubon Financial Holdings Co's Net Margin % too high?
Fubon Financial Holdings Co's current Net Margin % of 21.06% is 12% above median its 10-year median of 18.75. Over the past 10 years, this metric has ranged from a low of 11.06 to a high of 43.45. The Insurance industry median Net Margin % is 9.29. Fubon Financial Holdings Co's value of 21.06% is 126.7% above this industry median. Based on the distribution chart, Fubon Financial Holdings Co ranks #47 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Fubon Financial Holdings Co has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Fubon Financial Holdings Co ranks #47 out of 501 companies for Net Margin %. This places Fubon Financial Holdings Co in the top 9% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Fubon Financial Holdings Co's value of 21.06% is 126.7% above this benchmark. Historically, Fubon Financial Holdings Co's own Net Margin % has ranged from 11.06 to 43.45 over the past decade. While the company's 10-year median is 18.75 vs. the industry median of 9.29, Fubon Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fubon Financial Holdings Co's current Net Margin % of 21.06% is 126.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Fubon Financial Holdings Co and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fubon Financial Holdings Co's current Net Margin % is 21.06%, which is 12% above median its own 10-year median of 18.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Fubon Financial Holdings Co (FUIZF) has a current Net Margin % of 21.06%. The stock's GF Value™ is $16.12, compared to a current price of $15.93 — trading 1.2% below its estimated fair value. The current Net Margin % is 21.06%, which is 12% above median its 10-year median of 18.75 and 126.7% above the Insurance industry median of 9.29. Fubon Financial Holdings Co's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Fubon Financial Holdings Co (FUIZF), the current Net Margin % is 21.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fubon Financial Holdings Co (FUIZF) Overvalued in 2026?
Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued.
The current stock price of $15.93 is trading 1.2% below its estimated GF Value™ of $16.12.
Key valuation signals for FUIZF:
Net Margin %: 21.06% (12% above median its 10-year median of 18.75)
GF Value™: $16.12 vs. price of $15.93 (1.2% below fair value)
Industry Position: 126.7% above the Insurance median (#47 of 501)
No single metric tells the full story. See the FUIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
71GF Score
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