Fubon Financial Holdings CoFUIZF 65 Return-on-Tangible-Asset is 0.94% as of Dec. 2025, which is 16% above its 10-year median of 0.81. GuruFocus rates FUIZF with a GF Score™ of 65/100 and a GF Value™ of $18.47. The stock has 3 warning signs investors should review. Among 508 Insurance companies, Fubon Financial Holdings Co ranks worse than 73.03% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Fubon Financial Holdings Co's annualizedNet Income for the quarter that ended in Dec. 2025 was $3,832 Mil. Fubon Financial Holdings Co's average total tangible assets for the quarter that ended in Dec. 2025 was $408,418 Mil. Therefore, Fubon Financial Holdings Co's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.94%.
The historical rank and industry rank for Fubon Financial Holdings Co's Return-on-Tangible-Asset or its related term are showing as below:
FUIZF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.45 Med: 0.81 Max: 1.47
Current: 0.99
During the past 13 years, Fubon Financial Holdings Co's highest Return-on-Tangible-Asset was 1.47%. The lowest was 0.45%. And the median was 0.81%.
FUIZF's Return-on-Tangible-Asset is ranked worse than 73.03% of 508
companies
in the Insurance industry
Industry Median: 2.785
vs FUIZF: 0.99
Fubon Financial Holdings Co (OTCPK:FUIZF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Fubon Financial Holdings Co Return-on-Tangible-Asset Related Terms
Fubon Financial Holdings Co Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fubon Financial Holdings Co Return-on-Tangible-Asset Chart
FUIZF vs AFL, MET, PRU: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Fubon Financial Holdings Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fubon Financial Holdings Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Fubon Financial Holdings Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.94% mean?
Fubon Financial Holdings Co (FUIZF) has a Return-on-Tangible-Asset of 0.94% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Fubon Financial Holdings Co and its competitors. This is 16% above median its historical median of 0.81. Over the past decade, Fubon Financial Holdings Co's Return-on-Tangible-Asset has ranged from 0.45 to 1.47. According to the industry distribution chart, Fubon Financial Holdings Co ranks #371 out of 508 companies in the Insurance industry, placing it in the top 73%.
Is Fubon Financial Holdings Co's Return-on-Tangible-Asset too high?
Fubon Financial Holdings Co's current Return-on-Tangible-Asset of 0.94% is 16% above median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.47. The Insurance industry median Return-on-Tangible-Asset is 2.79. Fubon Financial Holdings Co's value of 0.94% is 66.2% below this industry median. Based on the distribution chart, Fubon Financial Holdings Co ranks #371 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Fubon Financial Holdings Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's Return-on-Tangible-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Fubon Financial Holdings Co ranks #371 out of 508 companies for Return-on-Tangible-Asset. This places Fubon Financial Holdings Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.79. Fubon Financial Holdings Co's value of 0.94% is 66.2% below this benchmark. Historically, Fubon Financial Holdings Co's own Return-on-Tangible-Asset has ranged from 0.45 to 1.47 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 2.79, Fubon Financial Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.79, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fubon Financial Holdings Co's current Return-on-Tangible-Asset of 0.94% is 66.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Fubon Financial Holdings Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fubon Financial Holdings Co's current Return-on-Tangible-Asset is 0.94%, which is 16% above median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Fubon Financial Holdings Co (FUIZF) has a current Return-on-Tangible-Asset of 0.94%. The stock's GF Value™ is $18.47, compared to a current price of $15.93 — trading 13.8% below its estimated fair value. The current Return-on-Tangible-Asset is 0.94%, which is 16% above median its 10-year median of 0.81 and 66.2% below the Insurance industry median of 2.79. Fubon Financial Holdings Co's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Fubon Financial Holdings Co (FUIZF), the current Return-on-Tangible-Asset is 0.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fubon Financial Holdings Co (FUIZF) Overvalued in 2026?
Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued.
The current stock price of $15.93 is trading 13.8% below its estimated GF Value™ of $18.47.
Key valuation signals for FUIZF:
Return-on-Tangible-Asset: 0.94% (16% above median its 10-year median of 0.81)
GF Value™: $18.47 vs. price of $15.93 (13.8% below fair value)
Industry Position: 66.2% below the Insurance median (#371 of 508)
No single metric tells the full story. See the FUIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
65GF Score
Get the complete analysis for FUIZF
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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