LifeStar Insurance (MAL:LSI) 3-Year Book Growth Rate: -1.50% (As of Dec. 2025)

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MAL:LSI LifeStar Insurance PLC MAL:LSI
17 GF Score
Price €0.65
! 6 Warning Signs
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What is LifeStar Insurance 3-Year Book Growth Rate?

LifeStar Insurance MAL:LSI 17 3-Year Book Growth Rate is -1.50% as of Dec. 2025. GuruFocus rates MAL:LSI with a GF Score™ of 17/100. The stock has 6 warning signs investors should review.

LifeStar Insurance's Book Value per Share for the quarter that ended in Dec. 2025 was €0.37.

During the past 12 months, LifeStar Insurance's average Book Value per Share Growth Rate was -2.90% per year. During the past 3 years, the average Book Value per Share Growth Rate was -1.50% per year. During the past 5 years, the average Book Value per Share Growth Rate was -4.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 6 years, the highest 3-Year average Book Value per Share Growth Rate of LifeStar Insurance was -1.50% per year. The lowest was -6.10% per year. And the median was -3.50% per year.


LifeStar Insurance  (MAL:LSI) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


LifeStar Insurance 3-Year Book Growth Rate Related Terms


MAL:LSI vs AFL, MET, PRU: 3-Year Book Growth Rate Comparison

For the Insurance - Life subindustry, LifeStar Insurance's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LifeStar Insurance 3-Year Book Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, LifeStar Insurance's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where LifeStar Insurance's 3-Year Book Growth Rate falls into.


MAL:LSI
17GF Score
LifeStar Insurance PLC MAL:LSI
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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LifeStar Insurance 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of -1.50% mean?
LifeStar Insurance (MAL:LSI) has a 3-Year Book Growth Rate of -1.50% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for LifeStar Insurance and its competitors.
Is LifeStar Insurance's 3-Year Book Growth Rate too high?
LifeStar Insurance's current 3-Year Book Growth Rate is -1.50%. Overall, LifeStar Insurance has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Insurance's 3-Year Book Growth Rate compare to AFL and MET?
LifeStar Insurance's 3-Year Book Growth Rate of -1.50% can be compared against companies in the Insurance industry. The industry median 3-Year Book Growth Rate is 8.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.50, based on 479 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for LifeStar Insurance and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Insurance's current 3-Year Book Growth Rate is -1.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Insurance stock overvalued right now?
LifeStar Insurance (MAL:LSI) has a current 3-Year Book Growth Rate of -1.50%. The current 3-Year Book Growth Rate is -1.50%. LifeStar Insurance's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For LifeStar Insurance (MAL:LSI), the current 3-Year Book Growth Rate is -1.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LifeStar Insurance Business Description

Address Testaferrata Street, LifeStar Building, Ta’ Xbiex, MLT, XBX1403
LifeStar Insurance PLC is a provider of insurance products in Malta offering customers a comprehensive range of protection, savings and investment and retirement life insurance products. Its products are classified under Protection, Savings and Investment, Retirement, and Health products. The company has it's geographical concentration in Italy and Malta regions.
17GF Score

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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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