LifeStar Insurance (MAL:LSI) OCF Margin %: -21.70% (As of Dec. 2025)


MAL:LSI LifeStar Insurance PLC MAL:LSI
17 GF Score
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! 6 Warning Signs
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What is LifeStar Insurance OCF Margin %?

LifeStar Insurance MAL:LSI 17 OCF Margin % is -21.70% as of Dec. 2025. GuruFocus rates MAL:LSI with a GF Score™ of 17/100. The stock has 6 warning signs investors should review. Among 501 Insurance companies, LifeStar Insurance ranks worse than 81.24% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. LifeStar Insurance's Cash Flow from Operations for the six months ended in Dec. 2025 was €-2.53 Mil. LifeStar Insurance's Revenue for the six months ended in Dec. 2025 was €11.64 Mil. Therefore, LifeStar Insurance's OCF Margin % for the quarter that ended in Dec. 2025 was -21.70%.

As of today, LifeStar Insurance's current OCF Yield % is -0.77%.

The historical rank and industry rank for LifeStar Insurance's OCF Margin % or its related term are showing as below:

MAL:LSI' s OCF Margin % Range Over the Past 10 Years
Min: -1.95   Med: 47.06   Max: 75.01
Current: -1.95


During the past 6 years, the highest OCF Margin % of LifeStar Insurance was 75.01%. The lowest was -1.95%. And the median was 47.06%.

MAL:LSI's OCF Margin % is ranked worse than
81.24% of 501 companies
in the Insurance industry
Industry Median: 10.85 vs MAL:LSI: -1.95


LifeStar Insurance OCF Margin % Related Terms


LifeStar Insurance OCF Margin % Historical Data

* Premium members only.

The historical data trend for LifeStar Insurance's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LifeStar Insurance OCF Margin % Chart

LifeStar Insurance Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial 45.91 50.93 75.01 48.21 -1.95

LifeStar Insurance Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 162.68 -9.15 85.29 44.96 -21.70

MAL:LSI vs AFL, MET, PRU: OCF Margin % Comparison

For the Insurance - Life subindustry, LifeStar Insurance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LifeStar Insurance OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, LifeStar Insurance's OCF Margin % distribution charts can be found below:

* The bar in red indicates where LifeStar Insurance's OCF Margin % falls into.


MAL:LSI
17GF Score
LifeStar Insurance PLC MAL:LSI
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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LifeStar Insurance OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

LifeStar Insurance's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-0.322/16.534
=-1.95 %

LifeStar Insurance's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2.525/11.636
=-21.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -21.70% mean?
LifeStar Insurance (MAL:LSI) has a OCF Margin % of -21.70% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on LifeStar Insurance and its competitors. According to the industry distribution chart, LifeStar Insurance ranks #407 out of 501 companies in the Insurance industry, placing it in the top 81.2%.
Is LifeStar Insurance's OCF Margin % too high?
LifeStar Insurance's current OCF Margin % is -21.70%. Based on the distribution chart, LifeStar Insurance ranks #407 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, LifeStar Insurance has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Insurance's OCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, LifeStar Insurance ranks #407 out of 501 companies for OCF Margin %. This places LifeStar Insurance in the lower half of its industry. The industry median OCF Margin % is 10.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on LifeStar Insurance and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Insurance's current OCF Margin % is -21.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Insurance stock overvalued right now?
LifeStar Insurance (MAL:LSI) has a current OCF Margin % of -21.70%. The current OCF Margin % is -21.70%. LifeStar Insurance's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For LifeStar Insurance (MAL:LSI), the current OCF Margin % is -21.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LifeStar Insurance Business Description

Address Testaferrata Street, LifeStar Building, Ta’ Xbiex, MLT, XBX1403
LifeStar Insurance PLC is a provider of insurance products in Malta offering customers a comprehensive range of protection, savings and investment and retirement life insurance products. Its products are classified under Protection, Savings and Investment, Retirement, and Health products. The company has it's geographical concentration in Italy and Malta regions.
17GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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