LifeStar Insurance (MAL:LSI) PS Ratio: 2.57 (As of Jun. 28, 2026) — 34% Above Median


MAL:LSI LifeStar Insurance PLC MAL:LSI
17 GF Score
Price €0.65
! 6 Warning Signs
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What is LifeStar Insurance PS Ratio?

LifeStar Insurance MAL:LSI 17 PS Ratio is 2.57 as of Jun. 28, 2026, which is 34% above its 10-year median of 1.92. GuruFocus rates MAL:LSI with a GF Score™ of 17/100. The stock has 6 warning signs investors should review. Among 505 Insurance companies, LifeStar Insurance ranks worse than 79.41% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, LifeStar Insurance's share price is €0.65. LifeStar Insurance's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.25. Hence, LifeStar Insurance's PS Ratio for today is 2.57.

Warning Sign:

LifeStar Insurance PLC stock PS Ratio (=2.55) is close to 5-year high of 2.79.

The historical rank and industry rank for LifeStar Insurance's PS Ratio or its related term are showing as below:

MAL:LSI' s PS Ratio Range Over the Past 10 Years
Min: 0.59   Med: 1.92   Max: 2.79
Current: 2.57

During the past 6 years, LifeStar Insurance's highest PS Ratio was 2.79. The lowest was 0.59. And the median was 1.92.

MAL:LSI's PS Ratio is ranked worse than
79.41% of 505 companies
in the Insurance industry
Industry Median: 1.15 vs MAL:LSI: 2.57

LifeStar Insurance's Revenue per Sharefor the six months ended in Dec. 2025 was €0.18. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.25.

Warning Sign:

LifeStar Insurance PLC revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of LifeStar Insurance was -24.60% per year.

During the past 6 years, LifeStar Insurance's highest 3-Year average Revenue per Share Growth Rate was 13.00% per year. The lowest was -13.10% per year. And the median was -0.05% per year.

Back to Basics: PS Ratio


LifeStar Insurance  (MAL:LSI) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


LifeStar Insurance PS Ratio Related Terms


LifeStar Insurance PS Ratio Historical Data

* Premium members only.

The historical data trend for LifeStar Insurance's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LifeStar Insurance PS Ratio Chart

LifeStar Insurance Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial 2.14 0.00 2.79 1.39 2.55

LifeStar Insurance Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.79 0.00 1.39 0.00 2.55

MAL:LSI vs AFL, MET, PRU: PS Ratio Comparison

For the Insurance - Life subindustry, LifeStar Insurance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LifeStar Insurance PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, LifeStar Insurance's PS Ratio distribution charts can be found below:

* The bar in red indicates where LifeStar Insurance's PS Ratio falls into.


MAL:LSI
17GF Score
LifeStar Insurance PLC MAL:LSI
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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LifeStar Insurance PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

LifeStar Insurance's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.65/0.253
=2.57

LifeStar Insurance's Share Price of today is €0.65.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. LifeStar Insurance's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.25.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.57 mean?
LifeStar Insurance (MAL:LSI) has a PS Ratio of 2.57 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on LifeStar Insurance and its competitors. This is 34% above median its historical median of 1.92. Over the past decade, LifeStar Insurance's PS Ratio has ranged from 0.59 to 2.79. According to the industry distribution chart, LifeStar Insurance ranks #401 out of 505 companies in the Insurance industry, placing it in the top 79.4%.
Is LifeStar Insurance's PS Ratio too high?
LifeStar Insurance's current PS Ratio of 2.57 is 34% above median its 10-year median of 1.92. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 2.79. The Insurance industry median PS Ratio is 1.15. LifeStar Insurance's value of 2.57 is 123.5% above this industry median. Based on the distribution chart, LifeStar Insurance ranks #401 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, LifeStar Insurance has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Insurance's PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, LifeStar Insurance ranks #401 out of 505 companies for PS Ratio. This places LifeStar Insurance in the lower half of its industry. The industry median PS Ratio is 1.15. LifeStar Insurance's value of 2.57 is 123.5% above this benchmark. Historically, LifeStar Insurance's own PS Ratio has ranged from 0.59 to 2.79 over the past decade. While the company's 10-year median is 1.92 vs. the industry median of 1.15, LifeStar Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LifeStar Insurance's current PS Ratio of 2.57 is 123.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on LifeStar Insurance and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Insurance's current PS Ratio is 2.57, which is 34% above median its own 10-year median of 1.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Insurance stock overvalued right now?
LifeStar Insurance (MAL:LSI) has a current PS Ratio of 2.57. The current PS Ratio is 2.57, which is 34% above median its 10-year median of 1.92 and 123.5% above the Insurance industry median of 1.15. LifeStar Insurance's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For LifeStar Insurance (MAL:LSI), the current PS Ratio is 2.57 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LifeStar Insurance Business Description

Address Testaferrata Street, LifeStar Building, Ta’ Xbiex, MLT, XBX1403
LifeStar Insurance PLC is a provider of insurance products in Malta offering customers a comprehensive range of protection, savings and investment and retirement life insurance products. Its products are classified under Protection, Savings and Investment, Retirement, and Health products. The company has it's geographical concentration in Italy and Malta regions.
17GF Score

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PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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