Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
LifeStar InsuranceMAL:LSI 17 EV-to-OCF is -132.63 as of Jul. 22, 2026. GuruFocus rates MAL:LSI with a GF Score™ of 17/100. The stock has 6 warning signs investors should review. Among 504 Insurance companies, LifeStar Insurance ranks better than 97.62% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, LifeStar Insurance's Enterprise Value is €42.84 Mil.
LifeStar Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.32 Mil. Therefore, LifeStar Insurance's EV-to-OCF for today is -132.63.
The historical rank and industry rank for LifeStar Insurance's EV-to-OCF or its related term are showing as below:
MAL:LSI'
s EV-to-OCF Range Over the Past 10 Years
Min: -133.04 Med: 2.84 Max: 5.11
Current: -132.63
During the past 6 years, the highest EV-to-OCF of LifeStar Insurance was 5.11. The lowest was -133.04. And the median was 2.84.
MAL:LSI's EV-to-OCF is ranked better than 97.62% of 504
companies
in the Insurance industry
Industry Median: 6.785
vs MAL:LSI: -132.63
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
LifeStar Insurance's PE Ratio (TTM) for today is calculated as:
LifeStar Insurance's share price for today is €0.65.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. LifeStar Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.017.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
LifeStar Insurance EV-to-OCF Related Terms
LifeStar Insurance EV-to-OCF Historical Data
* Premium members only.
The historical data trend for LifeStar Insurance's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, LifeStar Insurance's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LifeStar Insurance EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, LifeStar Insurance's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where LifeStar Insurance's EV-to-OCF falls into.
LifeStar Insurance's current Enterprise Value is €42.84 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. LifeStar Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.32 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LifeStar Insurance (MAL:LSI) has a EV-to-OCF of -132.63 as of Jul. 22, 2026. According to the industry distribution chart, LifeStar Insurance ranks #12 out of 504 companies in the Insurance industry, placing it in the top 2.4%.
Is LifeStar Insurance's EV-to-OCF too high?
LifeStar Insurance's current EV-to-OCF is -132.63. Based on the distribution chart, LifeStar Insurance ranks #12 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, LifeStar Insurance has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Insurance's EV-to-OCF compare to AFL and MET?
According to the Insurance industry distribution chart, LifeStar Insurance ranks #12 out of 504 companies for EV-to-OCF. This places LifeStar Insurance in the top 2% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 6.79. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.79, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Insurance's current EV-to-OCF is -132.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Insurance stock overvalued right now?
LifeStar Insurance (MAL:LSI) has a current EV-to-OCF of -132.63. The current EV-to-OCF is -132.63. LifeStar Insurance's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For LifeStar Insurance (MAL:LSI), the current EV-to-OCF is -132.63 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
LifeStar Insurance PLC is a provider of insurance products in Malta offering customers a comprehensive range of protection, savings and investment and retirement life insurance products. Its products are classified under Protection, Savings and Investment, Retirement, and Health products. The company has it's geographical concentration in Italy and Malta regions.
17GF Score
Get the complete analysis for MAL:LSI
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MAL:LSI has been successfully added to your 
