Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
LifeStar InsuranceMAL:LSI 17 3-Year EBITDA Growth Rate is 35.20% as of Dec. 2025, which is 116% above its 10-year median of 16.30. GuruFocus rates MAL:LSI with a GF Score™ of 17/100. The stock has 6 warning signs investors should review. Among 289 Insurance companies, LifeStar Insurance ranks better than 74.74% on this metric.
During the past 3 years, the average EBITDA Per Share Growth Rate was 35.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 6 years, the highest 3-Year average EBITDA Per Share Growth Rate of LifeStar Insurance was 35.20% per year. The lowest was -2.60% per year. And the median was 16.30% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
LifeStar Insurance 3-Year EBITDA Growth Rate Related Terms
MAL:LSI vs AFL, MET, PRU: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Life subindustry, LifeStar Insurance's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LifeStar Insurance 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, LifeStar Insurance's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where LifeStar Insurance's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 35.20% mean?
LifeStar Insurance (MAL:LSI) has a 3-Year EBITDA Growth Rate of 35.20% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for LifeStar Insurance and its competitors. This is 116% above median its historical median of 16.30. According to the industry distribution chart, LifeStar Insurance ranks #73 out of 289 companies in the Insurance industry, placing it in the top 25.3%.
Is LifeStar Insurance's 3-Year EBITDA Growth Rate too high?
LifeStar Insurance's current 3-Year EBITDA Growth Rate of 35.20% is 116% above median its 10-year median of 16.30. The Insurance industry median 3-Year EBITDA Growth Rate is 17.70. LifeStar Insurance's value of 35.20% is 98.9% above this industry median. Based on the distribution chart, LifeStar Insurance ranks #73 out of 289 companies in the Insurance industry, which is above the industry midpoint. Overall, LifeStar Insurance has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Insurance's 3-Year EBITDA Growth Rate compare to AFL and MET?
According to the Insurance industry distribution chart, LifeStar Insurance ranks #73 out of 289 companies for 3-Year EBITDA Growth Rate. This puts LifeStar Insurance in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.70. LifeStar Insurance's value of 35.20% is 98.9% above this benchmark. While the company's 10-year median is 16.30 vs. the industry median of 17.70, LifeStar Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.70, based on 289 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LifeStar Insurance's current 3-Year EBITDA Growth Rate of 35.20% is 98.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for LifeStar Insurance and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Insurance's current 3-Year EBITDA Growth Rate is 35.20%, which is 116% above median its own 10-year median of 16.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Insurance stock overvalued right now?
LifeStar Insurance (MAL:LSI) has a current 3-Year EBITDA Growth Rate of 35.20%. The current 3-Year EBITDA Growth Rate is 35.20%, which is 116% above median its 10-year median of 16.30 and 98.9% above the Insurance industry median of 17.70. LifeStar Insurance's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For LifeStar Insurance (MAL:LSI), the current 3-Year EBITDA Growth Rate is 35.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
LifeStar Insurance PLC is a provider of insurance products in Malta offering customers a comprehensive range of protection, savings and investment and retirement life insurance products. Its products are classified under Protection, Savings and Investment, Retirement, and Health products. The company has it's geographical concentration in Italy and Malta regions.
17GF Score
Get the complete analysis for MAL:LSI
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MAL:LSI has been successfully added to your 
