LifeStar Insurance (MAL:LSI) FCF Margin %: -21.70% (As of Dec. 2025)


MAL:LSI LifeStar Insurance PLC MAL:LSI
17 GF Score
Price €0.65
! 6 Warning Signs
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What is LifeStar Insurance FCF Margin %?

LifeStar Insurance MAL:LSI 17 FCF Margin % is -21.70% as of Dec. 2025. GuruFocus rates MAL:LSI with a GF Score™ of 17/100. The stock has 6 warning signs investors should review. Among 501 Insurance companies, LifeStar Insurance ranks worse than 79.64% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. LifeStar Insurance's Free Cash Flow for the six months ended in Dec. 2025 was €-2.53 Mil. LifeStar Insurance's Revenue for the six months ended in Dec. 2025 was €11.64 Mil. Therefore, LifeStar Insurance's FCF Margin % for the quarter that ended in Dec. 2025 was -21.70%.

As of today, LifeStar Insurance's current FCF Yield % is -0.77%.

The historical rank and industry rank for LifeStar Insurance's FCF Margin % or its related term are showing as below:

MAL:LSI' s FCF Margin % Range Over the Past 10 Years
Min: -11.65   Med: 41   Max: 64.47
Current: -1.95

During the past 6 years, the highest FCF Margin % of LifeStar Insurance was 64.47%. The lowest was -11.65%. And the median was 41.00%.

MAL:LSI's FCF Margin % is ranked worse than
79.64% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs MAL:LSI: -1.95

LifeStar Insurance FCF Margin % Related Terms

LifeStar Insurance FCF Margin % Historical Data

* Premium members only.

The historical data trend for LifeStar Insurance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LifeStar Insurance FCF Margin % Chart

LifeStar Insurance Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial 41.36 59.37 64.47 40.64 -11.65

LifeStar Insurance Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 162.68 -9.15 85.29 44.96 -21.70

MAL:LSI vs AFL, MET, PRU: FCF Margin % Comparison

For the Insurance - Life subindustry, LifeStar Insurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LifeStar Insurance FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, LifeStar Insurance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where LifeStar Insurance's FCF Margin % falls into.


MAL:LSI
17GF Score
LifeStar Insurance PLC MAL:LSI
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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LifeStar Insurance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

LifeStar Insurance's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1.927/16.534
=-11.65 %

LifeStar Insurance's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2.525/11.636
=-21.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -21.70% mean?
LifeStar Insurance (MAL:LSI) has a FCF Margin % of -21.70% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on LifeStar Insurance and its competitors. According to the industry distribution chart, LifeStar Insurance ranks #399 out of 501 companies in the Insurance industry, placing it in the top 79.6%.
Is LifeStar Insurance's FCF Margin % too high?
LifeStar Insurance's current FCF Margin % is -21.70%. Based on the distribution chart, LifeStar Insurance ranks #399 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, LifeStar Insurance has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Insurance's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, LifeStar Insurance ranks #399 out of 501 companies for FCF Margin %. This places LifeStar Insurance in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on LifeStar Insurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Insurance's current FCF Margin % is -21.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Insurance stock overvalued right now?
LifeStar Insurance (MAL:LSI) has a current FCF Margin % of -21.70%. The current FCF Margin % is -21.70%. LifeStar Insurance's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For LifeStar Insurance (MAL:LSI), the current FCF Margin % is -21.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LifeStar Insurance Business Description

Address Testaferrata Street, LifeStar Building, Ta’ Xbiex, MLT, XBX1403
LifeStar Insurance PLC is a provider of insurance products in Malta offering customers a comprehensive range of protection, savings and investment and retirement life insurance products. Its products are classified under Protection, Savings and Investment, Retirement, and Health products. The company has it's geographical concentration in Italy and Malta regions.
17GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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