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LifeStar HoldingMAL:LSR 15 3-Year Book Growth Rate is -4.10% as of Dec. 2025. GuruFocus rates MAL:LSR with a GF Score™ of 15/100. The stock has 2 warning signs investors should review. Among 480 Insurance companies, LifeStar Holding ranks worse than 90.21% on this metric.
During the past 12 months, LifeStar Holding's average Book Value per Share Growth Rate was -6.20% per year.
During the past 3 years, the average Book Value per Share Growth Rate was -4.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was -7.10% per year.
During the past 10 years, the average Book Value per Share Growth Rate was -13.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of LifeStar Holding was 36.50% per year. The lowest was -30.20% per year. And the median was -10.40% per year.
LifeStar Holding (MAL:LSR) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
LifeStar Holding 3-Year Book Growth Rate Related Terms
MAL:LSR vs MRSH, AON, AJG: 3-Year Book Growth Rate Comparison
For the Insurance Brokers subindustry, LifeStar Holding's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LifeStar Holding 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, LifeStar Holding's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where LifeStar Holding's 3-Year Book Growth Rate falls into.
LifeStar Holding 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of -4.10% mean?
LifeStar Holding (MAL:LSR) has a 3-Year Book Growth Rate of -4.10% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for LifeStar Holding and its competitors. According to the industry distribution chart, LifeStar Holding ranks #433 out of 480 companies in the Insurance industry, placing it in the top 90.2%.
Is LifeStar Holding's 3-Year Book Growth Rate too high?
LifeStar Holding's current 3-Year Book Growth Rate is -4.10%. Based on the distribution chart, LifeStar Holding ranks #433 out of 480 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, LifeStar Holding has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Holding's 3-Year Book Growth Rate compare to MRSH and AON?
According to the Insurance industry distribution chart, LifeStar Holding ranks #433 out of 480 companies for 3-Year Book Growth Rate. This places LifeStar Holding in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.40, based on 480 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for LifeStar Holding and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Holding's current 3-Year Book Growth Rate is -4.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Holding stock overvalued right now?
LifeStar Holding (MAL:LSR) has a current 3-Year Book Growth Rate of -4.10%. The current 3-Year Book Growth Rate is -4.10%. LifeStar Holding's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For LifeStar Holding (MAL:LSR), the current 3-Year Book Growth Rate is -4.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
LifeStar Holding PLC is a financial services company registered in Malta. The company operates in four segments namely Investment and advisory services, Business of insurance, Agency and brokerage Services, and Property Services. Geographically, the company operates in Malta.
15GF Score
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