LifeStar Holding (MAL:LSR) Degree of Operating Leverage : -0.84 (As of Dec. 2025)

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MAL:LSR LifeStar Holding PLC MAL:LSR
12 GF Score
Price €0.45
! 2 Warning Signs
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What is LifeStar Holding Degree of Operating Leverage?

LifeStar Holding MAL:LSR 12 Degree of Operating Leverage is -0.84 as of Dec. 2025. GuruFocus rates MAL:LSR with a GF Score™ of 12/100. The stock has 2 warning signs investors should review. Among 362 Insurance companies, LifeStar Holding ranks better than 76.8% on this metric.

Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. LifeStar Holding's Degree of Operating Leverage for the quarter that ended in Dec. 2025 was -0.84. The higher Degree of Operating Leverage, the higher operating risk the company will take.

The industry rank for LifeStar Holding's Degree of Operating Leverage or its related term are showing as below:

MAL:LSR's Degree of Operating Leverage is ranked better than
76.8% of 362 companies
in the Insurance industry
Industry Median: 1.115 vs MAL:LSR: -0.84

LifeStar Holding  (MAL:LSR) Degree of Operating Leverage Explanation

Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.

A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.

Be Aware

The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.


LifeStar Holding Degree of Operating Leverage Related Terms


LifeStar Holding Degree of Operating Leverage Historical Data

* Premium members only.

The historical data trend for LifeStar Holding's Degree of Operating Leverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LifeStar Holding Degree of Operating Leverage Chart

LifeStar Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Degree of Operating Leverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.75 2.48 0.30 -11.89 -0.84

LifeStar Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Degree of Operating Leverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.30 0.00 -11.89 0.00 -0.84

MAL:LSR vs MRSH, AON, AJG: Degree of Operating Leverage Comparison

For the Insurance Brokers subindustry, LifeStar Holding's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LifeStar Holding Degree of Operating Leverage vs Insurance Industry

For the Insurance industry and Financial Services sector, LifeStar Holding's Degree of Operating Leverage distribution charts can be found below:

* The bar in red indicates where LifeStar Holding's Degree of Operating Leverage falls into.


MAL:LSR
12GF Score
LifeStar Holding PLC MAL:LSR
Degree of Operating Leverage is just one metric. See GF Score™, valuation, warning signs, and more.
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LifeStar Holding Degree of Operating Leverage Calculation

LifeStar Holding's Degree of Operating Leverage for the quarter that ended in Dec. 2025 is calculated as:

Degree of Operating Leverage=% Change in EBIT**/% Change in Revenue
=( -0.979 (Dec. 2025) / -0.736 (Dec. 2024) - 1 )/( 10.693 (Dec. 2025) / 17.671 (Dec. 2024) - 1 )
=0.3302/-0.3949
=-0.84***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

What does a Degree of Operating Leverage of -0.84 mean?
LifeStar Holding (MAL:LSR) has a Degree of Operating Leverage of -0.84 as of Dec. 2025. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for LifeStar Holding and its competitors. According to the industry distribution chart, LifeStar Holding ranks #84 out of 362 companies in the Insurance industry, placing it in the top 23.2%.
Is LifeStar Holding's Degree of Operating Leverage too high?
LifeStar Holding's current Degree of Operating Leverage is -0.84. Based on the distribution chart, LifeStar Holding ranks #84 out of 362 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, LifeStar Holding has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Holding's Degree of Operating Leverage compare to MRSH and AON?
According to the Insurance industry distribution chart, LifeStar Holding ranks #84 out of 362 companies for Degree of Operating Leverage. This places LifeStar Holding in the top 23% of its industry — outperforming the majority of peers. The industry median Degree of Operating Leverage is 1.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Operating Leverage for an Insurance company?
The median Degree of Operating Leverage among Insurance companies is 1.12, based on 362 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Operating Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Operating Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Operating Leverage mean?
A high Degree of Operating Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for LifeStar Holding and its competitors. For the Insurance industry, the median Degree of Operating Leverage is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Holding's current Degree of Operating Leverage is -0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Holding stock overvalued right now?
LifeStar Holding (MAL:LSR) has a current Degree of Operating Leverage of -0.84. The current Degree of Operating Leverage is -0.84. LifeStar Holding's overall GF Score™ is 12/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Operating Leverage calculated?
Degree of Operating Leverage is calculated from a company's financial statements. For LifeStar Holding (MAL:LSR), the current Degree of Operating Leverage is -0.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LifeStar Holding Business Description

Address Testaferrata Street, Ta Xbiex, MLT, XBX 1403
LifeStar Holding PLC is a financial services company registered in Malta. The company operates in four segments namely Investment and advisory services, Business of insurance, Agency and brokerage Services, and Property Services. Geographically, the company operates in Malta.
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Degree of Operating Leverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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