LifeStar Holding (MAL:LSR) Liabilities-to-Assets : 0.90 (As of Dec. 2025)

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MAL:LSR LifeStar Holding PLC MAL:LSR
15 GF Score
Price €0.45
! 2 Warning Signs
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What is LifeStar Holding Liabilities-to-Assets?

LifeStar Holding MAL:LSR 15 Liabilities-to-Assets is 0.90 as of Dec. 2025. GuruFocus rates MAL:LSR with a GF Score™ of 15/100. The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. LifeStar Holding's Total Liabilities for the quarter that ended in Dec. 2025 was €143.29 Mil. LifeStar Holding's Total Assets for the quarter that ended in Dec. 2025 was €158.57 Mil. Therefore, LifeStar Holding's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.90.

LifeStar Holding  (MAL:LSR) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.

LifeStar Holding Liabilities-to-Assets Related Terms

LifeStar Holding Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for LifeStar Holding's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LifeStar Holding Liabilities-to-Assets Chart

LifeStar Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 0.87 0.88 0.90 0.90

LifeStar Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.90 0.90 0.90 0.90

MAL:LSR vs MRSH, AON, AJG: Liabilities-to-Assets Comparison

For the Insurance Brokers subindustry, LifeStar Holding's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LifeStar Holding Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, LifeStar Holding's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where LifeStar Holding's Liabilities-to-Assets falls into.


MAL:LSR
15GF Score
LifeStar Holding PLC MAL:LSR
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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LifeStar Holding Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

LifeStar Holding's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=143.285/158.571
=0.90

LifeStar Holding's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=143.285/158.571
=0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.90 mean?
LifeStar Holding (MAL:LSR) has a Liabilities-to-Assets of 0.90 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on LifeStar Holding and its competitors.
Is LifeStar Holding's Liabilities-to-Assets too high?
LifeStar Holding's current Liabilities-to-Assets is 0.90. Overall, LifeStar Holding has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Holding's Liabilities-to-Assets compare to MRSH and AON?
LifeStar Holding's Liabilities-to-Assets of 0.90 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on LifeStar Holding and its competitors. LifeStar Holding's current Liabilities-to-Assets is 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Holding stock overvalued right now?
LifeStar Holding (MAL:LSR) has a current Liabilities-to-Assets of 0.90. The current Liabilities-to-Assets is 0.90. LifeStar Holding's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For LifeStar Holding (MAL:LSR), the current Liabilities-to-Assets is 0.90 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LifeStar Holding Business Description

Address Testaferrata Street, Ta Xbiex, MLT, XBX 1403
LifeStar Holding PLC is a financial services company registered in Malta. The company operates in four segments namely Investment and advisory services, Business of insurance, Agency and brokerage Services, and Property Services. Geographically, the company operates in Malta.
15GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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