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LifeStar HoldingMAL:LSR 15 Equity-to-Asset is 0.06 as of Dec. 2025, which is 40% below its 10-year median of 0.10. GuruFocus rates MAL:LSR with a GF Score™ of 15/100. The stock has 2 warning signs investors should review. Among 505 Insurance companies, LifeStar Holding ranks worse than 88.12% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. LifeStar Holding's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €9.19 Mil. LifeStar Holding's Total Assets for the quarter that ended in Dec. 2025 was €158.57 Mil.
Therefore, LifeStar Holding's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.06.
The historical rank and industry rank for LifeStar Holding's Equity-to-Asset or its related term are showing as below:
MAL:LSR'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.1 Max: 0.29
Current: 0.06
During the past 13 years, the highest Equity to Asset Ratio of LifeStar Holding was 0.29. The lowest was 0.06. And the median was 0.10.
MAL:LSR's Equity-to-Asset is ranked worse than 88.12% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs MAL:LSR: 0.06
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
LifeStar Holding Equity-to-Asset Related Terms
LifeStar Holding Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for LifeStar Holding's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAL:LSR vs MRSH, AON, AJG: Equity-to-Asset Comparison
For the Insurance Brokers subindustry, LifeStar Holding's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LifeStar Holding Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, LifeStar Holding's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where LifeStar Holding's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
LifeStar Holding's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LifeStar Holding (MAL:LSR) has a Equity-to-Asset of 0.06 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on LifeStar Holding and its competitors. This is 40% below median its historical median of 0.10. Over the past decade, LifeStar Holding's Equity-to-Asset has ranged from 0.06 to 0.29. According to the industry distribution chart, LifeStar Holding ranks #445 out of 505 companies in the Insurance industry, placing it in the top 88.1%.
Is LifeStar Holding's Equity-to-Asset too high?
LifeStar Holding's current Equity-to-Asset of 0.06 is 40% below median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.29. The Insurance industry median Equity-to-Asset is 0.26. LifeStar Holding's value of 0.06 is 76.9% below this industry median. Based on the distribution chart, LifeStar Holding ranks #445 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, LifeStar Holding has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Holding's Equity-to-Asset compare to MRSH and AON?
According to the Insurance industry distribution chart, LifeStar Holding ranks #445 out of 505 companies for Equity-to-Asset. This places LifeStar Holding in the lower half of its industry. The industry median Equity-to-Asset is 0.26. LifeStar Holding's value of 0.06 is 76.9% below this benchmark. Historically, LifeStar Holding's own Equity-to-Asset has ranged from 0.06 to 0.29 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.26, LifeStar Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LifeStar Holding's current Equity-to-Asset of 0.06 is 76.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on LifeStar Holding and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Holding's current Equity-to-Asset is 0.06, which is 40% below median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Holding stock overvalued right now?
LifeStar Holding (MAL:LSR) has a current Equity-to-Asset of 0.06. The current Equity-to-Asset is 0.06, which is 40% below median its 10-year median of 0.10 and 76.9% below the Insurance industry median of 0.26. LifeStar Holding's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For LifeStar Holding (MAL:LSR), the current Equity-to-Asset is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
LifeStar Holding PLC is a financial services company registered in Malta. The company operates in four segments namely Investment and advisory services, Business of insurance, Agency and brokerage Services, and Property Services. Geographically, the company operates in Malta.
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