LifeStar HoldingMAL:LSR 18 3-Year ROIIC % is 6.11 as of Dec. 2025, which is 209% above its 10-year median of 1.98. GuruFocus rates MAL:LSR with a GF Score™ of 18/100. The stock has 2 warning signs investors should review. Among 333 Insurance companies, LifeStar Holding ranks better than 53.75% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
LifeStar Holding's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 6.11%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for LifeStar Holding's 3-Year ROIIC % or its related term are showing as below:
MAL:LSR's 3-Year ROIIC % is ranked better than 53.75% of 333
companies
in the Insurance industry
Industry Median: 5.12
vs MAL:LSR: 6.11
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
LifeStar Holding 3-Year ROIIC % Related Terms
LifeStar Holding 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for LifeStar Holding's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAL:LSR vs MRSH, AON, AJG: 3-Year ROIIC % Comparison
For the Insurance Brokers subindustry, LifeStar Holding's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LifeStar Holding 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, LifeStar Holding's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where LifeStar Holding's 3-Year ROIIC % falls into.
LifeStar Holding's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( -0.979 (Dec. 2025) - -3.0001464 (Dec. 2022) )
/
( 153.28165 (Dec. 2025) - 120.215 (Dec. 2022) )
=
2.0211464
/
33.06665
=
6.11%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
LifeStar Holding (MAL:LSR) has a 3-Year ROIIC % of 6.11 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on LifeStar Holding and its competitors. This is 209% above median its historical median of 1.98. According to the industry distribution chart, LifeStar Holding ranks #154 out of 333 companies in the Insurance industry, placing it in the top 46.2%.
Is LifeStar Holding's 3-Year ROIIC % too high?
LifeStar Holding's current 3-Year ROIIC % of 6.11 is 209% above median its 10-year median of 1.98. The Insurance industry median 3-Year ROIIC % is 5.12. LifeStar Holding's value of 6.11 is 19.3% above this industry median. Based on the distribution chart, LifeStar Holding ranks #154 out of 333 companies in the Insurance industry, which is above the industry midpoint. Overall, LifeStar Holding has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Holding's 3-Year ROIIC % compare to MRSH and AON?
According to the Insurance industry distribution chart, LifeStar Holding ranks #154 out of 333 companies for 3-Year ROIIC %. This puts LifeStar Holding in the upper half of its industry. The industry median 3-Year ROIIC % is 5.12. LifeStar Holding's value of 6.11 is 19.3% above this benchmark. While the company's 10-year median is 1.98 vs. the industry median of 5.12, LifeStar Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.12, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LifeStar Holding's current 3-Year ROIIC % of 6.11 is 19.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on LifeStar Holding and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Holding's current 3-Year ROIIC % is 6.11, which is 209% above median its own 10-year median of 1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Holding stock overvalued right now?
LifeStar Holding (MAL:LSR) has a current 3-Year ROIIC % of 6.11. The current 3-Year ROIIC % is 6.11, which is 209% above median its 10-year median of 1.98 and 19.3% above the Insurance industry median of 5.12. LifeStar Holding's overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For LifeStar Holding (MAL:LSR), the current 3-Year ROIIC % is 6.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
LifeStar Holding PLC is a financial services company registered in Malta. The company operates in four segments namely Investment and advisory services, Business of insurance, Agency and brokerage Services, and Property Services. Geographically, the company operates in Malta.
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