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Mid Penn BancorpMPB -0.22%60 3-Year Book Growth Rate is 3.10% as of Jun. 2026, which is 34% below its 10-year median of 4.70. GuruFocus rates MPB with a GF Score™ of 60/100 and a GF Value™ of $30.92 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,491 Banks companies, Mid Penn Bancorp ranks worse than 82.29% on this metric.
During the past 12 months, Mid Penn Bancorp's average Book Value per Share Growth Rate was 5.20% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 3.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 3.10% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 8.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Mid Penn Bancorp was 19.40% per year. The lowest was -1.90% per year. And the median was 4.70% per year.
Mid Penn Bancorp (NAS:MPB) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Mid Penn Bancorp 3-Year Book Growth Rate Related Terms
MPB vs FMNB, FCBC, HAFC: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Mid Penn Bancorp's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mid Penn Bancorp 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Mid Penn Bancorp's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Mid Penn Bancorp's 3-Year Book Growth Rate falls into.
Mid Penn Bancorp 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 3.10% mean?
Mid Penn Bancorp (MPB) has a 3-Year Book Growth Rate of 3.10% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mid Penn Bancorp and its competitors. This is 34% below median its historical median of 4.70. According to the industry distribution chart, Mid Penn Bancorp ranks #1227 out of 1491 companies in the Banks industry, placing it in the top 82.3%.
Is Mid Penn Bancorp's 3-Year Book Growth Rate too high?
Mid Penn Bancorp's current 3-Year Book Growth Rate of 3.10% is 34% below median its 10-year median of 4.70. The Banks industry median 3-Year Book Growth Rate is 8.80. Mid Penn Bancorp's value of 3.10% is 64.8% below this industry median. Based on the distribution chart, Mid Penn Bancorp ranks #1227 out of 1491 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mid Penn Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mid Penn Bancorp's 3-Year Book Growth Rate compare to FMNB and FCBC?
According to the Banks industry distribution chart, Mid Penn Bancorp ranks #1227 out of 1491 companies for 3-Year Book Growth Rate. This places Mid Penn Bancorp in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Mid Penn Bancorp's value of 3.10% is 64.8% below this benchmark. While the company's 10-year median is 4.70 vs. the industry median of 8.80, Mid Penn Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mid Penn Bancorp's current 3-Year Book Growth Rate of 3.10% is 64.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mid Penn Bancorp and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mid Penn Bancorp's current 3-Year Book Growth Rate is 3.10%, which is 34% below median its own 10-year median of 4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid Penn Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mid Penn Bancorp (MPB) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.92, compared to a current price of $36.36 — trading 17.6% above its estimated fair value. The current 3-Year Book Growth Rate is 3.10%, which is 34% below median its 10-year median of 4.70 and 64.8% below the Banks industry median of 8.80. Mid Penn Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Mid Penn Bancorp (MPB), the current 3-Year Book Growth Rate is 3.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mid Penn Bancorp (MPB) Overvalued in 2026?
Based on GuruFocus' analysis, Mid Penn Bancorp stock appears to be overvalued.
The current stock price of $36.36 is trading 17.6% above its estimated GF Value™ of $30.92.
GuruFocus considers Mid Penn Bancorp to be Modestly Overvalued.
Key valuation signals for MPB:
3-Year Book Growth Rate: 3.10% (34% below median its 10-year median of 4.70)
GF Value™: $30.92 vs. price of $36.36 (17.6% above fair value)
Industry Position: 64.8% below the Banks median (#1227 of 1491)
No single metric tells the full story. See the MPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mid Penn Bancorp Inc is a financial holding company, providing various banking and financial products and services through its subsidiaries. These products and services mainly include consumer banking products, including secure checking and savings accounts, mobile banking, agricultural loans, construction financing, mortgages, home equity loans and lines of credit, credit cards, and more. Additionally, the Group offers trust services, insurance products, wealth management, and private banking services. The Group caters to individuals, partnerships, non-profit organizations, and corporations through its retail banking offices located throughout Pennsylvania, with a minor portion in New Jersey.
60GF Score
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