Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Mid Penn BancorpMPB +0.26%58 Equity-to-Asset is 0.13 as of Jun. 2026, which is 30% above its 10-year median of 0.10. GuruFocus rates MPB with a GF Score™ of 58/100 and a GF Value™ of $30.70 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,523 Banks companies, Mid Penn Bancorp ranks better than 78.33% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Mid Penn Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $901.9 Mil. Mid Penn Bancorp's Total Assets for the quarter that ended in Jun. 2026 was $7,062.9 Mil.
Therefore, Mid Penn Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.13.
The historical rank and industry rank for Mid Penn Bancorp's Equity-to-Asset or its related term are showing as below:
MPB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.1 Max: 0.13
Current: 0.13
During the past 13 years, the highest Equity to Asset Ratio of Mid Penn Bancorp was 0.13. The lowest was 0.07. And the median was 0.10.
MPB's Equity-to-Asset is ranked better than 78.33% of 1523
companies
in the Banks industry
Industry Median: 0.1
vs MPB: 0.13
Mid Penn Bancorp (NAS:MPB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Mid Penn Bancorp Equity-to-Asset Related Terms
Mid Penn Bancorp Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Mid Penn Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MPB vs HAFC, SBNC, FMCB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Mid Penn Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mid Penn Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Mid Penn Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Mid Penn Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Mid Penn Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mid Penn Bancorp (MPB) has a Equity-to-Asset of 0.13 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mid Penn Bancorp and its competitors. This is 30% above median its historical median of 0.10. Over the past decade, Mid Penn Bancorp's Equity-to-Asset has ranged from 0.07 to 0.13. According to the industry distribution chart, Mid Penn Bancorp ranks #330 out of 1523 companies in the Banks industry, placing it in the top 21.7%.
Is Mid Penn Bancorp's Equity-to-Asset too high?
Mid Penn Bancorp's current Equity-to-Asset of 0.13 is 30% above median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Mid Penn Bancorp's value of 0.13 is 30% above this industry median. Based on the distribution chart, Mid Penn Bancorp ranks #330 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mid Penn Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mid Penn Bancorp's Equity-to-Asset compare to HAFC and SBNC?
According to the Banks industry distribution chart, Mid Penn Bancorp ranks #330 out of 1523 companies for Equity-to-Asset. This places Mid Penn Bancorp in the top 22% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Mid Penn Bancorp's value of 0.13 is 30% above this benchmark. Historically, Mid Penn Bancorp's own Equity-to-Asset has ranged from 0.07 to 0.13 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Mid Penn Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mid Penn Bancorp's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mid Penn Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mid Penn Bancorp's current Equity-to-Asset is 0.13, which is 30% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid Penn Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mid Penn Bancorp (MPB) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.70, compared to a current price of $38.43 — trading 25.2% above its estimated fair value. The current Equity-to-Asset is 0.13, which is 30% above median its 10-year median of 0.10 and 30% above the Banks industry median of 0.10. Mid Penn Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Mid Penn Bancorp (MPB), the current Equity-to-Asset is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mid Penn Bancorp (MPB) Overvalued in 2026?
Based on GuruFocus' analysis, Mid Penn Bancorp stock appears to be overvalued.
The current stock price of $38.43 is trading 25.2% above its estimated GF Value™ of $30.70.
GuruFocus considers Mid Penn Bancorp to be Modestly Overvalued.
Key valuation signals for MPB:
Equity-to-Asset: 0.13 (30% above median its 10-year median of 0.10)
GF Value™: $30.70 vs. price of $38.43 (25.2% above fair value)
Industry Position: 30% above the Banks median (#330 of 1523)
No single metric tells the full story. See the MPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mid Penn Bancorp Inc is a financial holding company, providing various banking and financial products and services through its subsidiaries. These products and services mainly include consumer banking products, including secure checking and savings accounts, mobile banking, agricultural loans, construction financing, mortgages, home equity loans and lines of credit, credit cards, and more. Additionally, the Group offers trust services, insurance products, wealth management, and private banking services. The Group caters to individuals, partnerships, non-profit organizations, and corporations through its retail banking offices located throughout Pennsylvania, with a minor portion in New Jersey.
58GF Score
Get the complete analysis for MPB
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MPB has been successfully added to your 
