MPB (Mid Penn Bancorp) Pre-Tax Income: $90.2 Mil (TTM As of Jun. 2026)

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MPB Mid Penn Bancorp Inc MPB
58 GF Score
Price $37.18
GF Value $30.82
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Mid Penn Bancorp Pre-Tax Income?

Mid Penn Bancorp MPB -0.16% 58 Pre-Tax Income is $90.2 Mil as of Jun. 2026. GuruFocus rates MPB with a GF Score™ of 58/100 and a GF Value™ of $30.82 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Mid Penn Bancorp's pretax income for the three months ended in Jun. 2026 was $27.6 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $90.2 Mil. Mid Penn Bancorp's pretax margin was 36.68%.

During the past 13 years, Mid Penn Bancorp's highest Pretax Margin was 39.74%. The lowest was 20.07%. And the median was 27.51%.


Mid Penn Bancorp  (NAS:MPB) Pre-Tax Income Explanation

Mid Penn Bancorp's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=27.571/75.173
=36.68%

During the past 13 years, Mid Penn Bancorp's highest Pretax Margin was 39.74%. The lowest was 20.07%. And the median was 27.51%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mid Penn Bancorp Pre-Tax Income Related Terms


Mid Penn Bancorp Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Mid Penn Bancorp's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid Penn Bancorp Pre-Tax Income Chart

Mid Penn Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.05 67.35 44.69 60.03 72.37

Mid Penn Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.28 24.26 27.02 11.30 27.57

MPB vs HAFC, SBNC, FMCB: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Mid Penn Bancorp's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mid Penn Bancorp Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Mid Penn Bancorp's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Mid Penn Bancorp's Pre-Tax Income falls into.


MPB
58GF Score
Mid Penn Bancorp Inc MPB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Mid Penn Bancorp Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Mid Penn Bancorp's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+72.37
=72.4

Mid Penn Bancorp's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+27.571
=27.6

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $90.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $90.2 Mil mean?
Mid Penn Bancorp (MPB) has a Pre-Tax Income of $90.2 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Mid Penn Bancorp and its competitors.
Is Mid Penn Bancorp's Pre-Tax Income too high?
Mid Penn Bancorp's current Pre-Tax Income is $90.2 Mil. Overall, Mid Penn Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mid Penn Bancorp's Pre-Tax Income compare to HAFC and SBNC?
Mid Penn Bancorp's Pre-Tax Income of $90.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Mid Penn Bancorp and its competitors. Mid Penn Bancorp's current Pre-Tax Income is $90.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid Penn Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mid Penn Bancorp (MPB) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.82, compared to a current price of $37.18 — trading 20.6% above its estimated fair value. The current Pre-Tax Income is $90.2 Mil. Mid Penn Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Mid Penn Bancorp (MPB), the current Pre-Tax Income is $90.2 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mid Penn Bancorp (MPB) Overvalued in 2026?

Based on GuruFocus' analysis, Mid Penn Bancorp stock appears to be overvalued. The current stock price of $37.18 is trading 20.6% above its estimated GF Value™ of $30.82. GuruFocus considers Mid Penn Bancorp to be Modestly Overvalued.

Key valuation signals for MPB:

  • Pre-Tax Income: $90.2 Mil
  • GF Value™: $30.82 vs. price of $37.18 (20.6% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the MPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mid Penn Bancorp Business Description

Address 2407 Park Drive, Harrisburg, PA, USA, 17110
Mid Penn Bancorp Inc is a financial holding company, providing various banking and financial products and services through its subsidiaries. These products and services mainly include consumer banking products, including secure checking and savings accounts, mobile banking, agricultural loans, construction financing, mortgages, home equity loans and lines of credit, credit cards, and more. Additionally, the Group offers trust services, insurance products, wealth management, and private banking services. The Group caters to individuals, partnerships, non-profit organizations, and corporations through its retail banking offices located throughout Pennsylvania, with a minor portion in New Jersey.
58GF Score

Get the complete analysis for MPB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.18
Price
$30.82
GF Value