MPB (Mid Penn Bancorp) Dividend Payout Ratio: 0.26 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MPB Mid Penn Bancorp Inc MPB
58 GF Score
Price $37.18
GF Value $30.83
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Mid Penn Bancorp Dividend Payout Ratio?

Mid Penn Bancorp MPB -0.16% 58 Dividend Payout Ratio is 0.26 as of Jun. 2026, which is at its 10-year median of 0.26. GuruFocus rates MPB with a GF Score™ of 58/100 and a GF Value™ of $30.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,176 Banks companies, Mid Penn Bancorp ranks better than 59.61% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Mid Penn Bancorp's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.26.

The historical rank and industry rank for Mid Penn Bancorp's Dividend Payout Ratio or its related term are showing as below:

MPB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.22   Med: 0.26   Max: 0.33
Current: 0.28

During the past 13 years, the highest Dividend Payout Ratio of Mid Penn Bancorp was 0.33. The lowest was 0.22. And the median was 0.26.

MPB's Dividend Payout Ratio is ranked better than
59.61% of 1176 companies
in the Banks industry
Industry Median: 0.32 vs MPB: 0.28

As of today (2026-08-25), the Dividend Yield % of Mid Penn Bancorp is 2.37%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Mid Penn Bancorp was 4.31%. The lowest was 1.39%. And the median was 2.65%.

Mid Penn Bancorp's Dividends per Share for the months ended in Jun. 2026 was $0.22.

During the past 12 months, Mid Penn Bancorp's average Dividends Per Share Growth Rate was 7.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 0.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 2.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Mid Penn Bancorp was 33.90% per year. The lowest was -37.00% per year. And the median was 3.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Mid Penn Bancorp (NAS:MPB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Mid Penn Bancorp Dividend Payout Ratio Related Terms

Mid Penn Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Mid Penn Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid Penn Bancorp Dividend Payout Ratio Chart

Mid Penn Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.23 0.29 0.27 0.28

Mid Penn Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.25 0.26 0.36 0.26

MPB vs HAFC, SBNC, FMCB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Mid Penn Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mid Penn Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mid Penn Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Mid Penn Bancorp's Dividend Payout Ratio falls into.


MPB
58GF Score
Mid Penn Bancorp Inc MPB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mid Penn Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Mid Penn Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.82/ 2.979
=0.28

Mid Penn Bancorp's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.22/ 0.853
=0.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.26 mean?
Mid Penn Bancorp (MPB) has a Dividend Payout Ratio of 0.26 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mid Penn Bancorp and its competitors. This is near median its historical median of 0.26. Over the past decade, Mid Penn Bancorp's Dividend Payout Ratio has ranged from 0.22 to 0.33. According to the industry distribution chart, Mid Penn Bancorp ranks #475 out of 1176 companies in the Banks industry, placing it in the top 40.4%.
Is Mid Penn Bancorp's Dividend Payout Ratio too high?
Mid Penn Bancorp's current Dividend Payout Ratio of 0.26 is near median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.33. The Banks industry median Dividend Payout Ratio is 0.32. Mid Penn Bancorp's value of 0.26 is 18.8% below this industry median. Based on the distribution chart, Mid Penn Bancorp ranks #475 out of 1176 companies in the Banks industry, which is above the industry midpoint. Overall, Mid Penn Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mid Penn Bancorp's Dividend Payout Ratio compare to HAFC and SBNC?
According to the Banks industry distribution chart, Mid Penn Bancorp ranks #475 out of 1176 companies for Dividend Payout Ratio. This puts Mid Penn Bancorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Mid Penn Bancorp's value of 0.26 is 18.8% below this benchmark. Historically, Mid Penn Bancorp's own Dividend Payout Ratio has ranged from 0.22 to 0.33 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.32, Mid Penn Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,176 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mid Penn Bancorp's current Dividend Payout Ratio of 0.26 is 18.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mid Penn Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mid Penn Bancorp's current Dividend Payout Ratio is 0.26, which is near median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid Penn Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mid Penn Bancorp (MPB) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.83, compared to a current price of $37.18 — trading 20.6% above its estimated fair value. The current Dividend Payout Ratio is 0.26, which is near median its 10-year median of 0.26 and 18.8% below the Banks industry median of 0.32. Mid Penn Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Mid Penn Bancorp (MPB), the current Dividend Payout Ratio is 0.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mid Penn Bancorp (MPB) Overvalued in 2026?

Based on GuruFocus' analysis, Mid Penn Bancorp stock appears to be overvalued. The current stock price of $37.18 is trading 20.6% above its estimated GF Value™ of $30.83. GuruFocus considers Mid Penn Bancorp to be Modestly Overvalued.

Key valuation signals for MPB:

  • Dividend Payout Ratio: 0.26 (near median its 10-year median of 0.26)
  • GF Value™: $30.83 vs. price of $37.18 (20.6% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 18.8% below the Banks median (#475 of 1176)

No single metric tells the full story. See the MPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mid Penn Bancorp Business Description

Address 2407 Park Drive, Harrisburg, PA, USA, 17110
Mid Penn Bancorp Inc is a financial holding company, providing various banking and financial products and services through its subsidiaries. These products and services mainly include consumer banking products, including secure checking and savings accounts, mobile banking, agricultural loans, construction financing, mortgages, home equity loans and lines of credit, credit cards, and more. Additionally, the Group offers trust services, insurance products, wealth management, and private banking services. The Group caters to individuals, partnerships, non-profit organizations, and corporations through its retail banking offices located throughout Pennsylvania, with a minor portion in New Jersey.
58GF Score

Get the complete analysis for MPB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.18
Price
$30.83
GF Value