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During the past 12 months, Vaudoise Assurances Holding's average Book Value per Share Growth Rate was 5.10% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 5.00% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 3.70% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 5.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Vaudoise Assurances Holding was 18.90% per year. The lowest was 1.20% per year. And the median was 11.00% per year.
Vaudoise Assurances Holding (OTCPK:VDASF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Vaudoise Assurances Holding 3-Year Book Growth Rate Related Terms
VDASF vs BRK.A, AIG, HIG: 3-Year Book Growth Rate Comparison
For the Insurance - Diversified subindustry, Vaudoise Assurances Holding's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vaudoise Assurances Holding 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Vaudoise Assurances Holding's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Vaudoise Assurances Holding's 3-Year Book Growth Rate falls into.
Vaudoise Assurances Holding 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 5.00% mean?
Vaudoise Assurances Holding (VDASF) has a 3-Year Book Growth Rate of 5.00% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Vaudoise Assurances Holding and its competitors. This is 55% below median its historical median of 11.00. Over the past decade, Vaudoise Assurances Holding's 3-Year Book Growth Rate has ranged from 1.20 to 18.90. According to the industry distribution chart, Vaudoise Assurances Holding ranks #330 out of 481 companies in the Insurance industry, placing it in the top 68.6%.
Is Vaudoise Assurances Holding's 3-Year Book Growth Rate too high?
Vaudoise Assurances Holding's current 3-Year Book Growth Rate of 5.00% is 55% below median its 10-year median of 11.00. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 18.90. The Insurance industry median 3-Year Book Growth Rate is 8.50. Vaudoise Assurances Holding's value of 5.00% is 41.2% below this industry median. Based on the distribution chart, Vaudoise Assurances Holding ranks #330 out of 481 companies in the Insurance industry, which is below the industry midpoint. Overall, Vaudoise Assurances Holding has a GF Scoreâ„¢ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Vaudoise Assurances Holding's 3-Year Book Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vaudoise Assurances Holding ranks #330 out of 481 companies for 3-Year Book Growth Rate. This places Vaudoise Assurances Holding in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.50. Vaudoise Assurances Holding's value of 5.00% is 41.2% below this benchmark. Historically, Vaudoise Assurances Holding's own 3-Year Book Growth Rate has ranged from 1.20 to 18.90 over the past decade. While the company's 10-year median is 11.00 vs. the industry median of 8.50, Vaudoise Assurances Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.50, based on 481 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vaudoise Assurances Holding's current 3-Year Book Growth Rate of 5.00% is 41.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Vaudoise Assurances Holding and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vaudoise Assurances Holding's current 3-Year Book Growth Rate is 5.00%, which is 55% below median its own 10-year median of 11.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vaudoise Assurances Holding stock overvalued right now?
Vaudoise Assurances Holding (VDASF) has a current 3-Year Book Growth Rate of 5.00%. The stock's GF Value™ is $306.20, compared to a current price of $477.00 — trading 55.8% above its estimated fair value. The current 3-Year Book Growth Rate is 5.00%, which is 55% below median its 10-year median of 11.00 and 41.2% below the Insurance industry median of 8.50. Vaudoise Assurances Holding's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Vaudoise Assurances Holding (VDASF), the current 3-Year Book Growth Rate is 5.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vaudoise Assurances Holding (VDASF) Overvalued in 2026?
Based on GuruFocus' analysis, Vaudoise Assurances Holding stock appears to be overvalued.
The current stock price of $477.00 is trading 55.8% above its estimated GF Value™ of $306.20.
Key valuation signals for VDASF:
3-Year Book Growth Rate: 5.00% (55% below median its 10-year median of 11.00)
GF Value™: $306.20 vs. price of $477.00 (55.8% above fair value)
Industry Position: 41.2% below the Insurance median (#330 of 481)
No single metric tells the full story. See the VDASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vaudoise Assurances Holding SA is a Swiss-based company engaged in the provision of life and non-life insurance services. The company, together with its subsidiaries, offers health, accident, fire, and third-party, as well as motor and transport insurance products, among others. It mainly serves individuals, small and medium-scale businesses, and the public sector. The group's operating segments are: Non-life domain, Life domain, and Other activities. Maximum revenue is generated from its Non-life insurance products. Geographically, the majority of the group's revenue is generated from Switzerland, and the rest from Liechtenstein.
55GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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