VDASF (Vaudoise Assurances Holding) PB Ratio: 0.42 (As of Jul. 03, 2026) — 38% Below Median


VDASF Vaudoise Assurances Holding SA VDASF
54 GF Score
Price $477.00
GF Value $318.25
! 4 Warning Signs
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What is Vaudoise Assurances Holding PB Ratio?

Vaudoise Assurances Holding VDASF 54 PB Ratio is 0.42 as of Jul. 03, 2026, which is 38% below its 10-year median of 0.68. GuruFocus rates VDASF with a GF Score™ of 54/100 and a GF Value™ of $318.25. The stock has 4 warning signs investors should review. Among 500 Insurance companies, Vaudoise Assurances Holding ranks better than 75.2% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-03), Vaudoise Assurances Holding's share price is $477.00. Vaudoise Assurances Holding's Book Value per Share for the quarter that ended in Dec. 2025 was $1,143.14. Hence, Vaudoise Assurances Holding's PB Ratio of today is 0.42.

Warning Sign:

Vaudoise Assurances Holding SA stock PB Ratio (=0.86) is close to 5-year high of 0.92.

The historical rank and industry rank for Vaudoise Assurances Holding's PB Ratio or its related term are showing as below:

VDASF' s PB Ratio Range Over the Past 10 Years
Min: 0.46   Med: 0.68   Max: 0.99
Current: 0.86

During the past 13 years, Vaudoise Assurances Holding's highest PB Ratio was 0.99. The lowest was 0.46. And the median was 0.68.

VDASF's PB Ratio is ranked better than
75.2% of 500 companies
in the Insurance industry
Industry Median: 1.39 vs VDASF: 0.86

During the past 12 months, Vaudoise Assurances Holding's average Book Value Per Share Growth Rate was 5.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Vaudoise Assurances Holding was 18.90% per year. The lowest was 1.20% per year. And the median was 11.00% per year.

Back to Basics: PB Ratio


Vaudoise Assurances Holding  (OTCPK:VDASF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Vaudoise Assurances Holding PB Ratio Related Terms


Vaudoise Assurances Holding PB Ratio Historical Data

* Premium members only.

The historical data trend for Vaudoise Assurances Holding's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vaudoise Assurances Holding PB Ratio Chart

Vaudoise Assurances Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.51 0.49 0.42

Vaudoise Assurances Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.51 0.50 0.49 0.45 0.42

VDASF vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, Vaudoise Assurances Holding's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vaudoise Assurances Holding PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Vaudoise Assurances Holding's PB Ratio distribution charts can be found below:

* The bar in red indicates where Vaudoise Assurances Holding's PB Ratio falls into.


VDASF
54GF Score
Vaudoise Assurances Holding SA VDASF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Vaudoise Assurances Holding PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Vaudoise Assurances Holding's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=477.00/1143.137
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.42 mean?
Vaudoise Assurances Holding (VDASF) has a PB Ratio of 0.42 as of Jul. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Vaudoise Assurances Holding and its competitors. This is 38% below median its historical median of 0.68. Over the past decade, Vaudoise Assurances Holding's PB Ratio has ranged from 0.46 to 0.99. According to the industry distribution chart, Vaudoise Assurances Holding ranks #124 out of 500 companies in the Insurance industry, placing it in the top 24.8%.
Is Vaudoise Assurances Holding's PB Ratio too high?
Vaudoise Assurances Holding's current PB Ratio of 0.42 is 38% below median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 0.99. The Insurance industry median PB Ratio is 1.39. Vaudoise Assurances Holding's value of 0.42 is 69.8% below this industry median. Based on the distribution chart, Vaudoise Assurances Holding ranks #124 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Vaudoise Assurances Holding has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Vaudoise Assurances Holding's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vaudoise Assurances Holding ranks #124 out of 500 companies for PB Ratio. This places Vaudoise Assurances Holding in the top 25% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.39. Vaudoise Assurances Holding's value of 0.42 is 69.8% below this benchmark. Historically, Vaudoise Assurances Holding's own PB Ratio has ranged from 0.46 to 0.99 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 1.39, Vaudoise Assurances Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vaudoise Assurances Holding's current PB Ratio of 0.42 is 69.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Vaudoise Assurances Holding and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vaudoise Assurances Holding's current PB Ratio is 0.42, which is 38% below median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vaudoise Assurances Holding stock overvalued right now?
Vaudoise Assurances Holding (VDASF) has a current PB Ratio of 0.42. The stock's GF Value™ is $318.25, compared to a current price of $477.00 — trading 49.9% above its estimated fair value. The current PB Ratio is 0.42, which is 38% below median its 10-year median of 0.68 and 69.8% below the Insurance industry median of 1.39. Vaudoise Assurances Holding's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Vaudoise Assurances Holding (VDASF), the current PB Ratio is 0.42 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vaudoise Assurances Holding (VDASF) Overvalued in 2026?

Based on GuruFocus' analysis, Vaudoise Assurances Holding stock appears to be overvalued. The current stock price of $477.00 is trading 49.9% above its estimated GF Value™ of $318.25.

Key valuation signals for VDASF:

  • PB Ratio: 0.42 (38% below median its 10-year median of 0.68)
  • GF Value™: $318.25 vs. price of $477.00 (49.9% above fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 69.8% below the Insurance median (#124 of 500)

No single metric tells the full story. See the VDASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vaudoise Assurances Holding Business Description

Address Place de Milan, Case Postale 120, Lausanne, CHE, 1001
Vaudoise Assurances Holding SA is a Swiss-based company engaged in the provision of life and non-life insurance services. The company, together with its subsidiaries, offers health, accident, fire, and third-party, as well as motor and transport insurance products, among others. It mainly serves individuals, small and medium-scale businesses, and the public sector. The group's operating segments are: Non-life domain, Life domain, and Other activities. Maximum revenue is generated from its Non-life insurance products. Geographically, the majority of the group's revenue is generated from Switzerland, and the rest from Liechtenstein.
54GF Score

Get the complete analysis for VDASF

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$477.00
Price
$318.25
GF Value