VDASF (Vaudoise Assurances Holding) Net Margin %: 7.95% (As of Dec. 2025) — 17% Below Median


VDASF Vaudoise Assurances Holding SA VDASF
54 GF Score
Price $477.00
GF Value $318.25
! 4 Warning Signs
View Full Analysis

What is Vaudoise Assurances Holding Net Margin %?

Vaudoise Assurances Holding VDASF 54 Net Margin % is 7.95% as of Dec. 2025, which is 17% below its 10-year median of 9.53. GuruFocus rates VDASF with a GF Score™ of 54/100 and a GF Value™ of $318.25. The stock has 4 warning signs investors should review. Among 504 Insurance companies, Vaudoise Assurances Holding ranks worse than 50.2% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Vaudoise Assurances Holding's Net Income for the six months ended in Dec. 2025 was $91 Mil. Vaudoise Assurances Holding's Revenue for the six months ended in Dec. 2025 was $1,139 Mil. Therefore, Vaudoise Assurances Holding's net margin for the quarter that ended in Dec. 2025 was 7.95%.

The historical rank and industry rank for Vaudoise Assurances Holding's Net Margin % or its related term are showing as below:

VDASF' s Net Margin % Range Over the Past 10 Years
Min: 8.36   Med: 9.53   Max: 10.15
Current: 9.22


VDASF's Net Margin % is ranked worse than
50.2% of 504 companies
in the Insurance industry
Industry Median: 9.235 vs VDASF: 9.22

Vaudoise Assurances Holding  (OTCPK:VDASF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Vaudoise Assurances Holding Net Margin % Related Terms


Vaudoise Assurances Holding Net Margin % Historical Data

* Premium members only.

The historical data trend for Vaudoise Assurances Holding's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vaudoise Assurances Holding Net Margin % Chart

Vaudoise Assurances Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.60 9.59 8.83 8.36 9.22

Vaudoise Assurances Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.37 9.73 6.87 10.67 7.95

VDASF vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, Vaudoise Assurances Holding's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vaudoise Assurances Holding Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Vaudoise Assurances Holding's Net Margin % distribution charts can be found below:

* The bar in red indicates where Vaudoise Assurances Holding's Net Margin % falls into.


VDASF
54GF Score
Vaudoise Assurances Holding SA VDASF
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vaudoise Assurances Holding Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Vaudoise Assurances Holding's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=196.08/2127.562
=9.22 %

Vaudoise Assurances Holding's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=90.563/1138.873
=7.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 7.95% mean?
Vaudoise Assurances Holding (VDASF) has a Net Margin % of 7.95% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Vaudoise Assurances Holding and its competitors. This is 17% below median its historical median of 9.53. Over the past decade, Vaudoise Assurances Holding's Net Margin % has ranged from 8.36 to 10.15. According to the industry distribution chart, Vaudoise Assurances Holding ranks #253 out of 504 companies in the Insurance industry, placing it in the top 50.2%.
Is Vaudoise Assurances Holding's Net Margin % too high?
Vaudoise Assurances Holding's current Net Margin % of 7.95% is 17% below median its 10-year median of 9.53. Over the past 10 years, this metric has ranged from a low of 8.36 to a high of 10.15. The Insurance industry median Net Margin % is 9.24. Vaudoise Assurances Holding's value of 7.95% is 13.9% below this industry median. Based on the distribution chart, Vaudoise Assurances Holding ranks #253 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Vaudoise Assurances Holding has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Vaudoise Assurances Holding's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vaudoise Assurances Holding ranks #253 out of 504 companies for Net Margin %. This places Vaudoise Assurances Holding in the lower half of its industry. The industry median Net Margin % is 9.24. Vaudoise Assurances Holding's value of 7.95% is 13.9% below this benchmark. Historically, Vaudoise Assurances Holding's own Net Margin % has ranged from 8.36 to 10.15 over the past decade. While the company's 10-year median is 9.53 vs. the industry median of 9.24, Vaudoise Assurances Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.24, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vaudoise Assurances Holding's current Net Margin % of 7.95% is 13.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Vaudoise Assurances Holding and its competitors. For the Insurance industry, the median Net Margin % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vaudoise Assurances Holding's current Net Margin % is 7.95%, which is 17% below median its own 10-year median of 9.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vaudoise Assurances Holding stock overvalued right now?
Vaudoise Assurances Holding (VDASF) has a current Net Margin % of 7.95%. The stock's GF Value™ is $318.25, compared to a current price of $477.00 — trading 49.9% above its estimated fair value. The current Net Margin % is 7.95%, which is 17% below median its 10-year median of 9.53 and 13.9% below the Insurance industry median of 9.24. Vaudoise Assurances Holding's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Vaudoise Assurances Holding (VDASF), the current Net Margin % is 7.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vaudoise Assurances Holding (VDASF) Overvalued in 2026?

Based on GuruFocus' analysis, Vaudoise Assurances Holding stock appears to be overvalued. The current stock price of $477.00 is trading 49.9% above its estimated GF Value™ of $318.25.

Key valuation signals for VDASF:

  • Net Margin %: 7.95% (17% below median its 10-year median of 9.53)
  • GF Value™: $318.25 vs. price of $477.00 (49.9% above fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 13.9% below the Insurance median (#253 of 504)

No single metric tells the full story. See the VDASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vaudoise Assurances Holding Business Description

Address Place de Milan, Case Postale 120, Lausanne, CHE, 1001
Vaudoise Assurances Holding SA is a Swiss-based company engaged in the provision of life and non-life insurance services. The company, together with its subsidiaries, offers health, accident, fire, and third-party, as well as motor and transport insurance products, among others. It mainly serves individuals, small and medium-scale businesses, and the public sector. The group's operating segments are: Non-life domain, Life domain, and Other activities. Maximum revenue is generated from its Non-life insurance products. Geographically, the majority of the group's revenue is generated from Switzerland, and the rest from Liechtenstein.
54GF Score

Get the complete analysis for VDASF

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$477.00
Price
$318.25
GF Value