VDASF (Vaudoise Assurances Holding) FCF Margin %: 3.00% (As of Dec. 2025) — 50% Below Median


VDASF Vaudoise Assurances Holding SA VDASF
54 GF Score
Price $477.00
GF Value $318.25
! 4 Warning Signs
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What is Vaudoise Assurances Holding FCF Margin %?

Vaudoise Assurances Holding VDASF 54 FCF Margin % is 3.00% as of Dec. 2025, which is 50% below its 10-year median of 6.05. GuruFocus rates VDASF with a GF Score™ of 54/100 and a GF Value™ of $318.25. The stock has 4 warning signs investors should review. Among 506 Insurance companies, Vaudoise Assurances Holding ranks better than 59.29% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Vaudoise Assurances Holding's Free Cash Flow for the six months ended in Dec. 2025 was $34 Mil. Vaudoise Assurances Holding's Revenue for the six months ended in Dec. 2025 was $1,139 Mil. Therefore, Vaudoise Assurances Holding's FCF Margin % for the quarter that ended in Dec. 2025 was 3.00%.

As of today, Vaudoise Assurances Holding's current FCF Yield % is 9.39%.

The historical rank and industry rank for Vaudoise Assurances Holding's FCF Margin % or its related term are showing as below:

VDASF' s FCF Margin % Range Over the Past 10 Years
Min: 0.86   Med: 6.05   Max: 12.66
Current: 12.56


During the past 13 years, the highest FCF Margin % of Vaudoise Assurances Holding was 12.66%. The lowest was 0.86%. And the median was 6.05%.

VDASF's FCF Margin % is ranked better than
59.29% of 506 companies
in the Insurance industry
Industry Median: 8.965 vs VDASF: 12.56


Vaudoise Assurances Holding FCF Margin % Related Terms


Vaudoise Assurances Holding FCF Margin % Historical Data

* Premium members only.

The historical data trend for Vaudoise Assurances Holding's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vaudoise Assurances Holding FCF Margin % Chart

Vaudoise Assurances Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.14 3.93 2.79 3.96 12.66

Vaudoise Assurances Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.73 30.29 -24.66 23.79 3.00

VDASF vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Vaudoise Assurances Holding's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vaudoise Assurances Holding FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Vaudoise Assurances Holding's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Vaudoise Assurances Holding's FCF Margin % falls into.


VDASF
54GF Score
Vaudoise Assurances Holding SA VDASF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Vaudoise Assurances Holding FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Vaudoise Assurances Holding's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=269.435/2127.562
=12.66 %

Vaudoise Assurances Holding's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=34.193/1138.873
=3.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 3.00% mean?
Vaudoise Assurances Holding (VDASF) has a FCF Margin % of 3.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Vaudoise Assurances Holding and its competitors. This is 50% below median its historical median of 6.05. Over the past decade, Vaudoise Assurances Holding's FCF Margin % has ranged from 0.86 to 12.66. According to the industry distribution chart, Vaudoise Assurances Holding ranks #206 out of 506 companies in the Insurance industry, placing it in the top 40.7%.
Is Vaudoise Assurances Holding's FCF Margin % too high?
Vaudoise Assurances Holding's current FCF Margin % of 3.00% is 50% below median its 10-year median of 6.05. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 12.66. The Insurance industry median FCF Margin % is 8.97. Vaudoise Assurances Holding's value of 3.00% is 66.5% below this industry median. Based on the distribution chart, Vaudoise Assurances Holding ranks #206 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Vaudoise Assurances Holding has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Vaudoise Assurances Holding's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vaudoise Assurances Holding ranks #206 out of 506 companies for FCF Margin %. This puts Vaudoise Assurances Holding in the upper half of its industry. The industry median FCF Margin % is 8.97. Vaudoise Assurances Holding's value of 3.00% is 66.5% below this benchmark. Historically, Vaudoise Assurances Holding's own FCF Margin % has ranged from 0.86 to 12.66 over the past decade. While the company's 10-year median is 6.05 vs. the industry median of 8.97, Vaudoise Assurances Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vaudoise Assurances Holding's current FCF Margin % of 3.00% is 66.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Vaudoise Assurances Holding and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vaudoise Assurances Holding's current FCF Margin % is 3.00%, which is 50% below median its own 10-year median of 6.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vaudoise Assurances Holding stock overvalued right now?
Vaudoise Assurances Holding (VDASF) has a current FCF Margin % of 3.00%. The stock's GF Value™ is $318.25, compared to a current price of $477.00 — trading 49.9% above its estimated fair value. The current FCF Margin % is 3.00%, which is 50% below median its 10-year median of 6.05 and 66.5% below the Insurance industry median of 8.97. Vaudoise Assurances Holding's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Vaudoise Assurances Holding (VDASF), the current FCF Margin % is 3.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vaudoise Assurances Holding (VDASF) Overvalued in 2026?

Based on GuruFocus' analysis, Vaudoise Assurances Holding stock appears to be overvalued. The current stock price of $477.00 is trading 49.9% above its estimated GF Value™ of $318.25.

Key valuation signals for VDASF:

  • FCF Margin %: 3.00% (50% below median its 10-year median of 6.05)
  • GF Value™: $318.25 vs. price of $477.00 (49.9% above fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 66.5% below the Insurance median (#206 of 506)

No single metric tells the full story. See the VDASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vaudoise Assurances Holding Business Description

Address Place de Milan, Case Postale 120, Lausanne, CHE, 1001
Vaudoise Assurances Holding SA is a Swiss-based company engaged in the provision of life and non-life insurance services. The company, together with its subsidiaries, offers health, accident, fire, and third-party, as well as motor and transport insurance products, among others. It mainly serves individuals, small and medium-scale businesses, and the public sector. The group's operating segments are: Non-life domain, Life domain, and Other activities. Maximum revenue is generated from its Non-life insurance products. Geographically, the majority of the group's revenue is generated from Switzerland, and the rest from Liechtenstein.
54GF Score

Get the complete analysis for VDASF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$477.00
Price
$318.25
GF Value