VDASF (Vaudoise Assurances Holding) Interest Coverage: 58.40 (As of Dec. 2025) — 10% Above Median


VDASF Vaudoise Assurances Holding SA VDASF
54 GF Score
Price $477.00
GF Value $318.25
! 4 Warning Signs
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What is Vaudoise Assurances Holding Interest Coverage?

Vaudoise Assurances Holding VDASF 54 Interest Coverage is 58.40 as of Dec. 2025, which is 10% above its 10-year median of 52.87. GuruFocus rates VDASF with a GF Score™ of 54/100 and a GF Value™ of $318.25. The stock has 4 warning signs investors should review. Among 351 Insurance companies, Vaudoise Assurances Holding ranks better than 74.64% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Vaudoise Assurances Holding's EBIT for the six months ended in Dec. 2025 was $104 Mil. Vaudoise Assurances Holding's Interest Expense for the six months ended in Dec. 2025 was $-2 Mil. Vaudoise Assurances Holding's interest coverage for the quarter that ended in Dec. 2025 was 58.40. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Vaudoise Assurances Holding SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Vaudoise Assurances Holding's Interest Coverage or its related term are showing as below:

VDASF' s Interest Coverage Range Over the Past 10 Years
Min: 21.94   Med: 52.87   Max: 1737.11
Current: 63.22


VDASF's Interest Coverage is ranked better than
74.64% of 351 companies
in the Insurance industry
Industry Median: 16.23 vs VDASF: 63.22

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vaudoise Assurances Holding  (OTCPK:VDASF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vaudoise Assurances Holding Interest Coverage Related Terms


Vaudoise Assurances Holding Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vaudoise Assurances Holding's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vaudoise Assurances Holding Interest Coverage Chart

Vaudoise Assurances Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,745.66 167.05 49.41 56.32 63.22

Vaudoise Assurances Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 67.54 45.57 68.05 58.40

VDASF vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, Vaudoise Assurances Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vaudoise Assurances Holding Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Vaudoise Assurances Holding's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vaudoise Assurances Holding's Interest Coverage falls into.


VDASF
54GF Score
Vaudoise Assurances Holding SA VDASF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Vaudoise Assurances Holding Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vaudoise Assurances Holding's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vaudoise Assurances Holding's Interest Expense was $-4 Mil. Its EBIT was $226 Mil. And its Long-Term Debt & Capital Lease Obligation was $187 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*226.008/-3.575
=63.22

Vaudoise Assurances Holding's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Vaudoise Assurances Holding's Interest Expense was $-2 Mil. Its EBIT was $104 Mil. And its Long-Term Debt & Capital Lease Obligation was $187 Mil.

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*104.479/-1.789
=58.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 58.40 mean?
Vaudoise Assurances Holding (VDASF) has a Interest Coverage of 58.40 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vaudoise Assurances Holding and its competitors. This is 10% above median its historical median of 52.87. Over the past decade, Vaudoise Assurances Holding's Interest Coverage has ranged from 21.94 to 1,737.11. According to the industry distribution chart, Vaudoise Assurances Holding ranks #89 out of 351 companies in the Insurance industry, placing it in the top 25.4%.
Is Vaudoise Assurances Holding's Interest Coverage too high?
Vaudoise Assurances Holding's current Interest Coverage of 58.40 is 10% above median its 10-year median of 52.87. Over the past 10 years, this metric has ranged from a low of 21.94 to a high of 1,737.11. The Insurance industry median Interest Coverage is 16.23. Vaudoise Assurances Holding's value of 58.40 is 259.8% above this industry median. Based on the distribution chart, Vaudoise Assurances Holding ranks #89 out of 351 companies in the Insurance industry, which is above the industry midpoint. Overall, Vaudoise Assurances Holding has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Vaudoise Assurances Holding's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vaudoise Assurances Holding ranks #89 out of 351 companies for Interest Coverage. This puts Vaudoise Assurances Holding in the upper half of its industry. The industry median Interest Coverage is 16.23. Vaudoise Assurances Holding's value of 58.40 is 259.8% above this benchmark. Historically, Vaudoise Assurances Holding's own Interest Coverage has ranged from 21.94 to 1,737.11 over the past decade. While the company's 10-year median is 52.87 vs. the industry median of 16.23, Vaudoise Assurances Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vaudoise Assurances Holding's current Interest Coverage of 58.40 is 259.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vaudoise Assurances Holding and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vaudoise Assurances Holding's current Interest Coverage is 58.40, which is 10% above median its own 10-year median of 52.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vaudoise Assurances Holding stock overvalued right now?
Vaudoise Assurances Holding (VDASF) has a current Interest Coverage of 58.40. The stock's GF Value™ is $318.25, compared to a current price of $477.00 — trading 49.9% above its estimated fair value. The current Interest Coverage is 58.40, which is 10% above median its 10-year median of 52.87 and 259.8% above the Insurance industry median of 16.23. Vaudoise Assurances Holding's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vaudoise Assurances Holding (VDASF), the current Interest Coverage is 58.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vaudoise Assurances Holding (VDASF) Overvalued in 2026?

Based on GuruFocus' analysis, Vaudoise Assurances Holding stock appears to be overvalued. The current stock price of $477.00 is trading 49.9% above its estimated GF Value™ of $318.25.

Key valuation signals for VDASF:

  • Interest Coverage: 58.40 (10% above median its 10-year median of 52.87)
  • GF Value™: $318.25 vs. price of $477.00 (49.9% above fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 259.8% above the Insurance median (#89 of 351)

No single metric tells the full story. See the VDASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vaudoise Assurances Holding Business Description

Address Place de Milan, Case Postale 120, Lausanne, CHE, 1001
Vaudoise Assurances Holding SA is a Swiss-based company engaged in the provision of life and non-life insurance services. The company, together with its subsidiaries, offers health, accident, fire, and third-party, as well as motor and transport insurance products, among others. It mainly serves individuals, small and medium-scale businesses, and the public sector. The group's operating segments are: Non-life domain, Life domain, and Other activities. Maximum revenue is generated from its Non-life insurance products. Geographically, the majority of the group's revenue is generated from Switzerland, and the rest from Liechtenstein.
54GF Score

Get the complete analysis for VDASF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$477.00
Price
$318.25
GF Value