VDASF (Vaudoise Assurances Holding) Liabilities-to-Assets : 0.71 (As of Dec. 2025)


VDASF Vaudoise Assurances Holding SA VDASF
54 GF Score
Price $477.00
GF Value $309.41
! 4 Warning Signs
View Full Analysis

What is Vaudoise Assurances Holding Liabilities-to-Assets?

Vaudoise Assurances Holding VDASF 54 Liabilities-to-Assets is 0.71 as of Dec. 2025. GuruFocus rates VDASF with a GF Score™ of 54/100 and a GF Value™ of $309.41. The stock has 4 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Vaudoise Assurances Holding's Total Liabilities for the quarter that ended in Dec. 2025 was $8,043 Mil. Vaudoise Assurances Holding's Total Assets for the quarter that ended in Dec. 2025 was $11,375 Mil. Therefore, Vaudoise Assurances Holding's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.71.


Vaudoise Assurances Holding  (OTCPK:VDASF) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Vaudoise Assurances Holding Liabilities-to-Assets Related Terms


Vaudoise Assurances Holding Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Vaudoise Assurances Holding's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vaudoise Assurances Holding Liabilities-to-Assets Chart

Vaudoise Assurances Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.72 0.74 0.73 0.72 0.71

Vaudoise Assurances Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.73 0.72 0.72 0.71

VDASF vs BRK.A, AIG, HIG: Liabilities-to-Assets Comparison

For the Insurance - Diversified subindustry, Vaudoise Assurances Holding's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vaudoise Assurances Holding Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Vaudoise Assurances Holding's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Vaudoise Assurances Holding's Liabilities-to-Assets falls into.


VDASF
54GF Score
Vaudoise Assurances Holding SA VDASF
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vaudoise Assurances Holding Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Vaudoise Assurances Holding's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=8042.989/11375.233
=0.71

Vaudoise Assurances Holding's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=8042.989/11375.233
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.71 mean?
Vaudoise Assurances Holding (VDASF) has a Liabilities-to-Assets of 0.71 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Vaudoise Assurances Holding and its competitors.
Is Vaudoise Assurances Holding's Liabilities-to-Assets too high?
Vaudoise Assurances Holding's current Liabilities-to-Assets is 0.71. Overall, Vaudoise Assurances Holding has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Vaudoise Assurances Holding's Liabilities-to-Assets compare to BRK.A and AIG?
Vaudoise Assurances Holding's Liabilities-to-Assets of 0.71 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Vaudoise Assurances Holding and its competitors. Vaudoise Assurances Holding's current Liabilities-to-Assets is 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vaudoise Assurances Holding stock overvalued right now?
Vaudoise Assurances Holding (VDASF) has a current Liabilities-to-Assets of 0.71. The stock's GF Value™ is $309.41, compared to a current price of $477.00 — trading 54.2% above its estimated fair value. The current Liabilities-to-Assets is 0.71. Vaudoise Assurances Holding's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Vaudoise Assurances Holding (VDASF), the current Liabilities-to-Assets is 0.71 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vaudoise Assurances Holding (VDASF) Overvalued in 2026?

Based on GuruFocus' analysis, Vaudoise Assurances Holding stock appears to be overvalued. The current stock price of $477.00 is trading 54.2% above its estimated GF Value™ of $309.41.

Key valuation signals for VDASF:

  • Liabilities-to-Assets: 0.71
  • GF Value™: $309.41 vs. price of $477.00 (54.2% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the VDASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vaudoise Assurances Holding Business Description

Address Place de Milan, Case Postale 120, Lausanne, CHE, 1001
Vaudoise Assurances Holding SA is a Swiss-based company engaged in the provision of life and non-life insurance services. The company, together with its subsidiaries, offers health, accident, fire, and third-party, as well as motor and transport insurance products, among others. It mainly serves individuals, small and medium-scale businesses, and the public sector. The group's operating segments are: Non-life domain, Life domain, and Other activities. Maximum revenue is generated from its Non-life insurance products. Geographically, the majority of the group's revenue is generated from Switzerland, and the rest from Liechtenstein.
54GF Score

Get the complete analysis for VDASF

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$477.00
Price
$309.41
GF Value