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During the past 12 months, Vaudoise Assurances Holding's average Free Cash Flow per Share Growth Rate was 238.40% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 59.20% per year.
During the past 5 years, the average Free Cash Flow per Share Growth Rate was 21.90% per year.
During the past 10 years, the average Free Cash Flow per Share Growth Rate was -3.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Vaudoise Assurances Holding was 92.10% per year. The lowest was -68.40% per year. And the median was -2.70% per year.
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Vaudoise Assurances Holding 3-Year FCF Growth Rate Related Terms
VDASF vs BRK.A, AIG, HIG: 3-Year FCF Growth Rate Comparison
For the Insurance - Diversified subindustry, Vaudoise Assurances Holding's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vaudoise Assurances Holding 3-Year FCF Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Vaudoise Assurances Holding's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Vaudoise Assurances Holding's 3-Year FCF Growth Rate falls into.
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of 59.20% mean?
Vaudoise Assurances Holding (VDASF) has a 3-Year FCF Growth Rate of 59.20% as of Dec. 2025. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Vaudoise Assurances Holding and its competitors. According to the industry distribution chart, Vaudoise Assurances Holding ranks #38 out of 340 companies in the Insurance industry, placing it in the top 11.2%.
Is Vaudoise Assurances Holding's 3-Year FCF Growth Rate too high?
Vaudoise Assurances Holding's current 3-Year FCF Growth Rate is 59.20%. The Insurance industry median 3-Year FCF Growth Rate is 12.50. Vaudoise Assurances Holding's value of 59.20% is 373.6% above this industry median. Based on the distribution chart, Vaudoise Assurances Holding ranks #38 out of 340 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Vaudoise Assurances Holding has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Vaudoise Assurances Holding's 3-Year FCF Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vaudoise Assurances Holding ranks #38 out of 340 companies for 3-Year FCF Growth Rate. This places Vaudoise Assurances Holding in the top 11% of its industry — outperforming the majority of peers. The industry median 3-Year FCF Growth Rate is 12.50. Vaudoise Assurances Holding's value of 59.20% is 373.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for an Insurance company?
The median 3-Year FCF Growth Rate among Insurance companies is 12.50, based on 340 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vaudoise Assurances Holding's current 3-Year FCF Growth Rate of 59.20% is 373.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Vaudoise Assurances Holding and its competitors. For the Insurance industry, the median 3-Year FCF Growth Rate is 12.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vaudoise Assurances Holding's current 3-Year FCF Growth Rate is 59.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vaudoise Assurances Holding stock overvalued right now?
Vaudoise Assurances Holding (VDASF) has a current 3-Year FCF Growth Rate of 59.20%. The stock's GF Value™ is $329.25, compared to a current price of $477.00 — trading 44.9% above its estimated fair value. The current 3-Year FCF Growth Rate is 59.20% and 373.6% above the Insurance industry median of 12.50. Vaudoise Assurances Holding's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Vaudoise Assurances Holding (VDASF), the current 3-Year FCF Growth Rate is 59.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vaudoise Assurances Holding (VDASF) Overvalued in 2026?
Based on GuruFocus' analysis, Vaudoise Assurances Holding stock appears to be overvalued.
The current stock price of $477.00 is trading 44.9% above its estimated GF Value™ of $329.25.
Key valuation signals for VDASF:
3-Year FCF Growth Rate: 59.20%
GF Value™: $329.25 vs. price of $477.00 (44.9% above fair value)
Industry Position: 373.6% above the Insurance median (#38 of 340)
No single metric tells the full story. See the VDASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vaudoise Assurances Holding SA is a Swiss-based company engaged in the provision of life and non-life insurance services. The company, together with its subsidiaries, offers health, accident, fire, and third-party, as well as motor and transport insurance products, among others. It mainly serves individuals, small and medium-scale businesses, and the public sector. The group's operating segments are: Non-life domain, Life domain, and Other activities. Maximum revenue is generated from its Non-life insurance products. Geographically, the majority of the group's revenue is generated from Switzerland, and the rest from Liechtenstein.
51GF Score
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