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Morgan StanleyXSWX:MS -0.70%75 3-Year Book Growth Rate is 5.70% as of Mar. 2026, which is 8% below its 10-year median of 6.20. GuruFocus rates XSWX:MS with a GF Score™ of 75/100 and a GF Value™ of CHF125.40. The stock has 8 warning signs investors should review. Among 760 Capital Markets companies, Morgan Stanley ranks better than 50.39% on this metric.
During the past 12 months, Morgan Stanley's average Book Value per Share Growth Rate was 9.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 5.70% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 4.00% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 6.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Morgan Stanley was 52.30% per year. The lowest was -27.70% per year. And the median was 6.20% per year.
Morgan Stanley (XSWX:MS) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Morgan Stanley 3-Year Book Growth Rate Related Terms
XSWX:MS vs GS, SCHW, HOOD: 3-Year Book Growth Rate Comparison
For the Capital Markets subindustry, Morgan Stanley's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Morgan Stanley 3-Year Book Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Morgan Stanley's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Morgan Stanley's 3-Year Book Growth Rate falls into.
Morgan Stanley 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 5.70% mean?
Morgan Stanley (XSWX:MS) has a 3-Year Book Growth Rate of 5.70% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Morgan Stanley and its competitors. This is near median its historical median of 6.20. According to the industry distribution chart, Morgan Stanley ranks #377 out of 760 companies in the Capital Markets industry, placing it in the top 49.6%.
Is Morgan Stanley's 3-Year Book Growth Rate too high?
Morgan Stanley's current 3-Year Book Growth Rate of 5.70% is near median its 10-year median of 6.20. The Capital Markets industry median 3-Year Book Growth Rate is 5.70. Morgan Stanley's value of 5.70% is 0% at this industry median. Based on the distribution chart, Morgan Stanley ranks #377 out of 760 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Morgan Stanley has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Morgan Stanley's 3-Year Book Growth Rate compare to GS and SCHW?
According to the Capital Markets industry distribution chart, Morgan Stanley ranks #377 out of 760 companies for 3-Year Book Growth Rate. This puts Morgan Stanley in the upper half of its industry. The industry median 3-Year Book Growth Rate is 5.70. Morgan Stanley's value of 5.70% is 0% at this benchmark. While the company's 10-year median is 6.20 vs. the industry median of 5.70, Morgan Stanley has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Capital Markets company?
The median 3-Year Book Growth Rate among Capital Markets companies is 5.70, based on 760 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morgan Stanley's current 3-Year Book Growth Rate of 5.70% is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Morgan Stanley and its competitors. For the Capital Markets industry, the median 3-Year Book Growth Rate is 5.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morgan Stanley's current 3-Year Book Growth Rate is 5.70%, which is near median its own 10-year median of 6.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morgan Stanley stock overvalued right now?
Morgan Stanley (XSWX:MS) has a current 3-Year Book Growth Rate of 5.70%. The stock's GF Value™ is CHF125.40, compared to a current price of CHF168.00 — trading 34% above its estimated fair value. The current 3-Year Book Growth Rate is 5.70%, which is near median its 10-year median of 6.20 and 0% at the Capital Markets industry median of 5.70. Morgan Stanley's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Morgan Stanley (XSWX:MS), the current 3-Year Book Growth Rate is 5.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Morgan Stanley (XSWX:MS) Overvalued in 2026?
Based on GuruFocus' analysis, Morgan Stanley stock appears to be overvalued.
The current stock price of CHF168.00 is trading 34% above its estimated GF Value™ of CHF125.40.
Key valuation signals for XSWX:MS:
3-Year Book Growth Rate: 5.70% (near median its 10-year median of 6.20)
GF Value™: CHF125.40 vs. price of CHF168.00 (34% above fair value)
Industry Position: 0% at the Capital Markets median (#377 of 760)
No single metric tells the full story. See the XSWX:MS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Morgan Stanley is a massive global financial services firm, with offices in 42 countries and more than 82,000 employees as of year-end 2025. The firm cut its teeth in investment banking and institutional trading, where it maintains a strong presence today, but generates the lion share of its income from wealth and asset management franchises, where it boasted $9.3 trillion in client assets at the end of 2025. After reincorporation as a bank holding company in the wake of the global financial crisis, Morgan Stanley also boasts a top 10 banking franchise by deposits, with more than $400 billion in customer deposits, predominately attributable to cash sweeps from its wealth management and brokerage businesses.
75GF Score
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