CTYP (Community Bankers) Book Value per Share: $10.50 (As of Dec. 2025)


CTYP Community Bankers Corp CTYP
47 GF Score
Price $10.50
GF Value $6.84
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Community Bankers Book Value per Share?

Community Bankers CTYP 47 Book Value per Share is $10.50 as of Dec. 2025. GuruFocus rates CTYP with a GF Score™ of 47/100 and a GF Value™ of $6.84 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Community Bankers's book value per share for the quarter that ended in Dec. 2025 was $10.50.

During the past 12 months, Community Bankers's average Book Value Per Share Growth Rate was 30.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 19.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -2.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Community Bankers was 19.40% per year. The lowest was -14.80% per year. And the median was 7.90% per year.

Community Bankers's current price is $10.50. Its book value per share for the quarter that ended in Dec. 2025 was $10.50. Hence, today's PB Ratio of Community Bankers is 1.00.

During the past 11 years, the highest P/B Ratio of Community Bankers was 1.39. The lowest was 0.50. And the median was 0.78.

Warning Sign:

Community Bankers Corp stock PB Ratio (=1) is close to 2-year high of 1.1.


Community Bankers  (OTCPK:CTYP) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Community Bankers Book Value per Share Related Terms


Community Bankers Book Value per Share Historical Data

* Premium members only.

The historical data trend for Community Bankers's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bankers Book Value per Share Chart

Community Bankers Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.76 6.17 7.09 8.04 10.50

Community Bankers Semi-Annual Data
Dec04 Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 10.76 6.17 7.09 8.04 10.50

CTYP vs FBPI, ECLP, WVFC: Book Value per Share Comparison

For the Banks - Regional subindustry, Community Bankers's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bankers PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Bankers's PB Ratio distribution charts can be found below:

* The bar in red indicates where Community Bankers's PB Ratio falls into.


CTYP
47GF Score
Community Bankers Corp CTYP
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Bankers Book Value per Share Calculation

Community Bankers's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(23.73-0.00)/2.26
=10.50

Community Bankers's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(23.73-0.00)/2.26
=10.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $10.50 mean?
Community Bankers (CTYP) has a Book Value per Share of $10.50 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Community Bankers and its competitors.
Is Community Bankers' Book Value per Share too high?
Community Bankers' current Book Value per Share is $10.50. Overall, Community Bankers has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bankers' Book Value per Share compare to FBPI and ECLP?
Community Bankers' Book Value per Share of $10.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Community Bankers and its competitors. Community Bankers's current Book Value per Share is $10.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bankers stock overvalued right now?
Based on GuruFocus' analysis, Community Bankers (CTYP) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.84, compared to a current price of $10.50 — trading 53.5% above its estimated fair value. The current Book Value per Share is $10.50. Community Bankers' overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Community Bankers (CTYP), the current Book Value per Share is $10.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bankers (CTYP) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bankers stock appears to be overvalued. The current stock price of $10.50 is trading 53.5% above its estimated GF Value™ of $6.84. GuruFocus considers Community Bankers to be Significantly Overvalued.

Key valuation signals for CTYP:

  • Book Value per Share: $10.50
  • GF Value™: $6.84 vs. price of $10.50 (53.5% above fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the CTYP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bankers Business Description

Address 1271 Indian Springs Road, P.O. Box 130, Indiana, PA, USA, 15701
Community Bankers Corp is a bank holding company that, through its holding, Marion Center Bank, provides personal banking, business banking, lending services, and online services. The company's principal sources of revenue are from residential real estate, commercial real estate, commercial and consumer loan financing, and an investment security portfolio, as well as a variety of deposit accounts and services to its customers.
47GF Score

Get the complete analysis for CTYP

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.50
Price
$6.84
GF Value