CTYP (Community Bankers) Earnings per Share (Diluted): $1.11 (TTM As of Dec. 2025)

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CTYP Community Bankers Corp CTYP
47 GF Score
Price $10.51
GF Value $6.84
Valuation Significantly Overvalued
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What is Community Bankers Earnings per Share (Diluted)?

Community Bankers CTYP 47 Earnings per Share (Diluted) is $1.11 as of Dec. 2025. GuruFocus rates CTYP with a GF Score™ of 47/100 and a GF Value™ of $6.84 (Significantly Overvalued). Among 1,412 Banks companies, Community Bankers ranks worse than 73.58% on this metric.

Community Bankers's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $1.11. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.11.

Community Bankers's EPS (Basic) for the six months ended in Dec. 2025 was $1.11. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.11.

Community Bankers's EPS without NRI for the six months ended in Dec. 2025 was $1.10. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $1.10.

During the past 12 months, Community Bankers's average EPS without NRIGrowth Rate was 50.50% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -1.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was -1.00% per year. During the past 10 years, the average EPS without NRI Growth Rate was 3.00% per year.

During the past 11 years, Community Bankers's highest 3-Year average EPS without NRI Growth Rate was 12.50% per year. The lowest was -13.20% per year. And the median was 5.55% per year.


Community Bankers  (OTCPK:CTYP) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Community Bankers Earnings per Share (Diluted) Related Terms


Community Bankers Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Community Bankers's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bankers Earnings per Share (Diluted) Chart

Community Bankers Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.06 1.14 0.53 0.73 1.11

Community Bankers Semi-Annual Data
Dec04 Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 1.06 1.14 0.53 0.73 1.11

CTYP vs UNIF, SNNF, MCHT: Earnings per Share (Diluted) Comparison

For the Banks - Regional subindustry, Community Bankers's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bankers PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Bankers's PE Ratio distribution charts can be found below:

* The bar in red indicates where Community Bankers's PE Ratio falls into.


CTYP
47GF Score
Community Bankers Corp CTYP
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Bankers Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Community Bankers's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(2.509-0)/2.259
=1.11

Community Bankers's Earnings Per Share (Diluted) for the quarter that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (Q: Dec. 2025 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(2.509-0)/2.259
=1.11

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of $1.11 mean?
Community Bankers (CTYP) has a Earnings per Share (Diluted) of $1.11 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Community Bankers and its competitors. According to the industry distribution chart, Community Bankers ranks #1039 out of 1412 companies in the Banks industry, placing it in the top 73.6%.
Is Community Bankers' Earnings per Share (Diluted) too high?
Community Bankers' current Earnings per Share (Diluted) is $1.11. The Banks industry median Earnings per Share (Diluted) is 7.30. Community Bankers' value of $1.11 is 84.8% below this industry median. Based on the distribution chart, Community Bankers ranks #1039 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, Community Bankers has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bankers' Earnings per Share (Diluted) compare to UNIF and SNNF?
According to the Banks industry distribution chart, Community Bankers ranks #1039 out of 1412 companies for Earnings per Share (Diluted). This places Community Bankers in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Community Bankers' value of $1.11 is 84.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bankers's current Earnings per Share (Diluted) of $1.11 is 84.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Community Bankers and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bankers's current Earnings per Share (Diluted) is $1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bankers stock overvalued right now?
Based on GuruFocus' analysis, Community Bankers (CTYP) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.84, compared to a current price of $10.51 — trading 53.7% above its estimated fair value. The current Earnings per Share (Diluted) is $1.11 and 84.8% below the Banks industry median of 7.30. Community Bankers' overall GF Score™ is 47/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Community Bankers (CTYP), the current Earnings per Share (Diluted) is $1.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bankers (CTYP) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bankers stock appears to be overvalued. The current stock price of $10.51 is trading 53.7% above its estimated GF Value™ of $6.84. GuruFocus considers Community Bankers to be Significantly Overvalued.

Key valuation signals for CTYP:

  • Earnings per Share (Diluted): $1.11
  • GF Value™: $6.84 vs. price of $10.51 (53.7% above fair value)
  • GF Score™: 47/100
  • Industry Position: 84.8% below the Banks median (#1039 of 1412)

No single metric tells the full story. See the CTYP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bankers Business Description

Address 1271 Indian Springs Road, P.O. Box 130, Indiana, PA, USA, 15701
Community Bankers Corp is a bank holding company that, through its holding, Marion Center Bank, provides personal banking, business banking, lending services, and online services. The company's principal sources of revenue are from residential real estate, commercial real estate, commercial and consumer loan financing, and an investment security portfolio, as well as a variety of deposit accounts and services to its customers.
47GF Score

Get the complete analysis for CTYP

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.51
Price
$6.84
GF Value