Community BankersCTYP 53 OCF Yield % is 12.49 as of Jun. 27, 2026, which is 20% below its 10-year median of 15.55. GuruFocus rates CTYP with a GF Score™ of 53/100 and a GF Value™ of $6.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Community Bankers ranks better than 63.25% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Community Bankers OCF Yield % Related Terms
Community Bankers OCF Yield % Historical Data
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The historical data trend for Community Bankers's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community Bankers's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bankers OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Community Bankers's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Community Bankers's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bankers (CTYP) has a OCF Yield % of 12.49 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Community Bankers and its competitors. This is 20% below median its historical median of 15.55. Over the past decade, Community Bankers' OCF Yield % has ranged from 5.70 to 25.68. According to the industry distribution chart, Community Bankers ranks #552 out of 1502 companies in the Banks industry, placing it in the top 36.8%.
Is Community Bankers' OCF Yield % too high?
Community Bankers' current OCF Yield % of 12.49 is 20% below median its 10-year median of 15.55. Over the past 10 years, this metric has ranged from a low of 5.70 to a high of 25.68. The Banks industry median OCF Yield % is 9.24. Community Bankers' value of 12.49 is 35.2% above this industry median. Based on the distribution chart, Community Bankers ranks #552 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Community Bankers has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bankers' OCF Yield % compare to MFDB and LOGN?
According to the Banks industry distribution chart, Community Bankers ranks #552 out of 1502 companies for OCF Yield %. This puts Community Bankers in the upper half of its industry. The industry median OCF Yield % is 9.24. Community Bankers' value of 12.49 is 35.2% above this benchmark. Historically, Community Bankers' own OCF Yield % has ranged from 5.70 to 25.68 over the past decade. While the company's 10-year median is 15.55 vs. the industry median of 9.24, Community Bankers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bankers's current OCF Yield % of 12.49 is 35.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Community Bankers and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bankers's current OCF Yield % is 12.49, which is 20% below median its own 10-year median of 15.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bankers stock overvalued right now?
Based on GuruFocus' analysis, Community Bankers (CTYP) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.84, compared to a current price of $10.90 — trading 59.4% above its estimated fair value. The current OCF Yield % is 12.49, which is 20% below median its 10-year median of 15.55 and 35.2% above the Banks industry median of 9.24. Community Bankers' overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Community Bankers (CTYP), the current OCF Yield % is 12.49 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bankers (CTYP) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bankers stock appears to be overvalued.
The current stock price of $10.90 is trading 59.4% above its estimated GF Value™ of $6.84.
GuruFocus considers Community Bankers to be Significantly Overvalued.
Key valuation signals for CTYP:
OCF Yield %: 12.49 (20% below median its 10-year median of 15.55)
GF Value™: $6.84 vs. price of $10.90 (59.4% above fair value)
Industry Position: 35.2% above the Banks median (#552 of 1502)
No single metric tells the full story. See the CTYP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bankers Corp is a bank holding company that, through its holding, Marion Center Bank, provides personal banking, business banking, lending services, and online services. The company's principal sources of revenue are from residential real estate, commercial real estate, commercial and consumer loan financing, and an investment security portfolio, as well as a variety of deposit accounts and services to its customers.
53GF Score
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