Community BankersCTYP 53 FCF Yield % is 11.90 as of Jun. 27, 2026, which is 19% below its 10-year median of 14.70. GuruFocus rates CTYP with a GF Score™ of 53/100 and a GF Value™ of $6.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Community Bankers ranks better than 65.65% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Community Bankers FCF Yield % Related Terms
Community Bankers FCF Yield % Historical Data
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The historical data trend for Community Bankers's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community Bankers's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bankers FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Community Bankers's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Community Bankers's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bankers (CTYP) has a FCF Yield % of 11.90 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Community Bankers and its competitors. This is 19% below median its historical median of 14.70. Over the past decade, Community Bankers' FCF Yield % has ranged from 4.19 to 24.57. According to the industry distribution chart, Community Bankers ranks #517 out of 1505 companies in the Banks industry, placing it in the top 34.4%.
Is Community Bankers' FCF Yield % too high?
Community Bankers' current FCF Yield % of 11.90 is 19% below median its 10-year median of 14.70. Over the past 10 years, this metric has ranged from a low of 4.19 to a high of 24.57. The Banks industry median FCF Yield % is 8.20. Community Bankers' value of 11.90 is 45.1% above this industry median. Based on the distribution chart, Community Bankers ranks #517 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Community Bankers has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bankers' FCF Yield % compare to MFDB and LOGN?
According to the Banks industry distribution chart, Community Bankers ranks #517 out of 1505 companies for FCF Yield %. This puts Community Bankers in the upper half of its industry. The industry median FCF Yield % is 8.20. Community Bankers' value of 11.90 is 45.1% above this benchmark. Historically, Community Bankers' own FCF Yield % has ranged from 4.19 to 24.57 over the past decade. While the company's 10-year median is 14.70 vs. the industry median of 8.20, Community Bankers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bankers's current FCF Yield % of 11.90 is 45.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Community Bankers and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bankers's current FCF Yield % is 11.90, which is 19% below median its own 10-year median of 14.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bankers stock overvalued right now?
Based on GuruFocus' analysis, Community Bankers (CTYP) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.84, compared to a current price of $10.90 — trading 59.4% above its estimated fair value. The current FCF Yield % is 11.90, which is 19% below median its 10-year median of 14.70 and 45.1% above the Banks industry median of 8.20. Community Bankers' overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Community Bankers (CTYP), the current FCF Yield % is 11.90 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bankers (CTYP) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bankers stock appears to be overvalued.
The current stock price of $10.90 is trading 59.4% above its estimated GF Value™ of $6.84.
GuruFocus considers Community Bankers to be Significantly Overvalued.
Key valuation signals for CTYP:
FCF Yield %: 11.90 (19% below median its 10-year median of 14.70)
GF Value™: $6.84 vs. price of $10.90 (59.4% above fair value)
Industry Position: 45.1% above the Banks median (#517 of 1505)
No single metric tells the full story. See the CTYP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bankers Corp is a bank holding company that, through its holding, Marion Center Bank, provides personal banking, business banking, lending services, and online services. The company's principal sources of revenue are from residential real estate, commercial real estate, commercial and consumer loan financing, and an investment security portfolio, as well as a variety of deposit accounts and services to its customers.
53GF Score
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