CTYP (Community Bankers) Net Loan: $306.85 Mil (As of Dec. 2025)


CTYP Community Bankers Corp CTYP
47 GF Score
Price $10.95
GF Value $6.84
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Community Bankers Net Loan?

Community Bankers CTYP 47 Net Loan is $306.85 Mil as of Dec. 2025. GuruFocus rates CTYP with a GF Score™ of 47/100 and a GF Value™ of $6.84 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Community Bankers's quarterly net loan increased from Dec. 2023 ($298.12 Mil) to Dec. 2024 ($300.29 Mil) and increased from Dec. 2024 ($300.29 Mil) to Dec. 2025 ($306.85 Mil).

Community Bankers's annual net loan increased from Dec. 2023 ($298.12 Mil) to Dec. 2024 ($300.29 Mil) and increased from Dec. 2024 ($300.29 Mil) to Dec. 2025 ($306.85 Mil).

Community Bankers Net Loan Historical Data

* Premium members only.

The historical data trend for Community Bankers's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bankers Net Loan Chart

Community Bankers Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 272.50 285.47 298.12 300.29 306.85

Community Bankers Semi-Annual Data
Dec04 Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 272.50 285.47 298.12 300.29 306.85
CTYP
47GF Score
Community Bankers Corp CTYP
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Bankers Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $306.85 Mil mean?
Community Bankers (CTYP) has a Net Loan of $306.85 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Community Bankers and its competitors.
Is Community Bankers' Net Loan too high?
Community Bankers' current Net Loan is $306.85 Mil. Overall, Community Bankers has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bankers' Net Loan compare to FBPI and ECLP?
Community Bankers' Net Loan of $306.85 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Community Bankers and its competitors. Community Bankers's current Net Loan is $306.85 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bankers stock overvalued right now?
Based on GuruFocus' analysis, Community Bankers (CTYP) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.84, compared to a current price of $10.95 — trading 60.1% above its estimated fair value. The current Net Loan is $306.85 Mil. Community Bankers' overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Community Bankers (CTYP), the current Net Loan is $306.85 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bankers (CTYP) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bankers stock appears to be overvalued. The current stock price of $10.95 is trading 60.1% above its estimated GF Value™ of $6.84. GuruFocus considers Community Bankers to be Significantly Overvalued.

Key valuation signals for CTYP:

  • Net Loan: $306.85 Mil
  • GF Value™: $6.84 vs. price of $10.95 (60.1% above fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the CTYP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Bankers Business Description

Address 1271 Indian Springs Road, P.O. Box 130, Indiana, PA, USA, 15701
Community Bankers Corp is a bank holding company that, through its holding, Marion Center Bank, provides personal banking, business banking, lending services, and online services. The company's principal sources of revenue are from residential real estate, commercial real estate, commercial and consumer loan financing, and an investment security portfolio, as well as a variety of deposit accounts and services to its customers.
47GF Score

Get the complete analysis for CTYP

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.95
Price
$6.84
GF Value