CTYP (Community Bankers) EPS without NRI: $1.10 (TTM As of Dec. 2025)


CTYP Community Bankers Corp CTYP
53 GF Score
Price $10.90
GF Value $6.84
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Community Bankers EPS without NRI?

Community Bankers CTYP 53 EPS without NRI is $1.10 as of Dec. 2025. GuruFocus rates CTYP with a GF Score™ of 53/100 and a GF Value™ of $6.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,414 Banks companies, Community Bankers ranks worse than 73.41% on this metric.

Community Bankers's earnings per share without non-recurring items for the six months ended in Dec. 2025 was $1.10. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $1.10.

During the past 12 months, Community Bankers's average earnings per share (NRI) Growth Rate was 50.50% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -1.20% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was -1.00% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 3.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Community Bankers's EPS without NRI or its related term are showing as below:

CTYP' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -13.2   Med: 5.55   Max: 12.5
Current: -1.2

During the past 11 years, Community Bankers's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 12.50% per year. The lowest was -13.20% per year. And the median was 5.55% per year.

CTYP's 3-Year EPS without NRI Growth Rate is ranked worse than
73.41% of 1414 companies
in the Banks industry
Industry Median: 7.3 vs CTYP: -1.20

Community Bankers's EPS (Diluted) for the six months ended in Dec. 2025 was $1.11. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.11.

Community Bankers's EPS (Basic) for the six months ended in Dec. 2025 was $1.11. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.11.


Community Bankers  (OTCPK:CTYP) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Community Bankers EPS without NRI Related Terms


Community Bankers EPS without NRI Historical Data

* Premium members only.

The historical data trend for Community Bankers's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bankers EPS without NRI Chart

Community Bankers Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.06 1.14 0.53 0.73 1.10

Community Bankers Semi-Annual Data
Dec04 Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 1.06 1.14 0.53 0.73 1.10

CTYP vs FBPI, ECLP, WVFC: EPS without NRI Comparison

For the Banks - Regional subindustry, Community Bankers's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bankers PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Community Bankers's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Community Bankers's PE Ratio without NRI falls into.


CTYP
53GF Score
Community Bankers Corp CTYP
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Bankers EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $1.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $1.10 mean?
Community Bankers (CTYP) has a EPS without NRI of $1.10 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Community Bankers and its competitors. According to the industry distribution chart, Community Bankers ranks #1038 out of 1414 companies in the Banks industry, placing it in the top 73.4%.
Is Community Bankers' EPS without NRI too high?
Community Bankers' current EPS without NRI is $1.10. The Banks industry median EPS without NRI is 7.30. Community Bankers' value of $1.10 is 84.9% below this industry median. Based on the distribution chart, Community Bankers ranks #1038 out of 1414 companies in the Banks industry, which is below the industry midpoint. Overall, Community Bankers has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bankers' EPS without NRI compare to FBPI and ECLP?
According to the Banks industry distribution chart, Community Bankers ranks #1038 out of 1414 companies for EPS without NRI. This places Community Bankers in the lower half of its industry. The industry median EPS without NRI is 7.30. Community Bankers' value of $1.10 is 84.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bankers's current EPS without NRI of $1.10 is 84.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Community Bankers and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bankers's current EPS without NRI is $1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bankers stock overvalued right now?
Based on GuruFocus' analysis, Community Bankers (CTYP) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.84, compared to a current price of $10.90 — trading 59.4% above its estimated fair value. The current EPS without NRI is $1.10 and 84.9% below the Banks industry median of 7.30. Community Bankers' overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Community Bankers (CTYP), the current EPS without NRI is $1.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bankers (CTYP) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bankers stock appears to be overvalued. The current stock price of $10.90 is trading 59.4% above its estimated GF Value™ of $6.84. GuruFocus considers Community Bankers to be Significantly Overvalued.

Key valuation signals for CTYP:

  • EPS without NRI: $1.10
  • GF Value™: $6.84 vs. price of $10.90 (59.4% above fair value)
  • GF Score™: 53/100 with 4 warning signs
  • Industry Position: 84.9% below the Banks median (#1038 of 1414)

No single metric tells the full story. See the CTYP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bankers Business Description

Address 1271 Indian Springs Road, P.O. Box 130, Indiana, PA, USA, 15701
Community Bankers Corp is a bank holding company that, through its holding, Marion Center Bank, provides personal banking, business banking, lending services, and online services. The company's principal sources of revenue are from residential real estate, commercial real estate, commercial and consumer loan financing, and an investment security portfolio, as well as a variety of deposit accounts and services to its customers.
53GF Score

Get the complete analysis for CTYP

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.90
Price
$6.84
GF Value