Synchrony Financial's book value per share for the quarter that ended in Mar. 2026 was MXN816.77.
During the past 12 months, Synchrony Financial's average Book Value Per Share Growth Rate was 12.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 17.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 17.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 10.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Synchrony Financial was 39.90% per year. The lowest was 3.50% per year. And the median was 13.70% per year.
Synchrony Financial's current price is MXN1240.00. Its book value per share for the quarter that ended in Mar. 2026 was MXN816.77. Hence, today's PB Ratio of Synchrony Financial is 1.52.
During the past 13 years, the highest P/B Ratio of Synchrony Financial was 2.28. The lowest was 0.58. And the median was 1.57.
Synchrony Financial (MEX:SYF) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Synchrony Financial Book Value per Share Related Terms
Synchrony Financial Book Value per Share Historical Data
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The historical data trend for Synchrony Financial's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:SYF vs AFRM, SOFI, ALLY: Book Value per Share Comparison
For the Credit Services subindustry, Synchrony Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Synchrony Financial PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Synchrony Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Synchrony Financial's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Book Value per Share of MXN816.77 mean?
Synchrony Financial (MEX:SYF) has a Book Value per Share of MXN816.77 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Synchrony Financial and its competitors.
Is Synchrony Financial's Book Value per Share too high?
Synchrony Financial's current Book Value per Share is MXN816.77. Overall, Synchrony Financial has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Synchrony Financial's Book Value per Share compare to AFRM and SOFI?
Synchrony Financial's Book Value per Share of MXN816.77 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Credit Services company?
A good Book Value per Share depends on the Credit Services industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Synchrony Financial and its competitors. Synchrony Financial's current Book Value per Share is MXN816.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Synchrony Financial stock overvalued right now?
Based on GuruFocus' analysis, Synchrony Financial (MEX:SYF) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN1,401.35, compared to a current price of MXN1,240.00 — trading 11.5% below its estimated fair value. The current Book Value per Share is MXN816.77. Synchrony Financial's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Synchrony Financial (MEX:SYF), the current Book Value per Share is MXN816.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Synchrony Financial (MEX:SYF) Overvalued in 2026?
Based on GuruFocus' analysis, Synchrony Financial stock appears to be undervalued.
The current stock price of MXN1,240.00 is trading 11.5% below its estimated GF Value™ of MXN1,401.35.
GuruFocus considers Synchrony Financial to be Modestly Undervalued.
Key valuation signals for MEX:SYF:
Book Value per Share: MXN816.77
GF Value™: MXN1,401.35 vs. price of MXN1,240.00 (11.5% below fair value)
No single metric tells the full story. See the MEX:SYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
69GF Score
Get the complete analysis for MEX:SYF
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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