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Synchrony Financial (MEX:SYF) Cyclically Adjusted FCF per Share : MXN424.82 (As of Mar. 2025)


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What is Synchrony Financial Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Synchrony Financial's adjusted free cash flow per share for the three months ended in Mar. 2025 was MXN115.583. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN424.82 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Synchrony Financial's average Cyclically Adjusted FCF Growth Rate was 13.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2025-05-07), Synchrony Financial's current stock price is MXN1050.00. Synchrony Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was MXN424.82. Synchrony Financial's Cyclically Adjusted Price-to-FCF of today is 2.47.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Synchrony Financial was 4.50. The lowest was 2.10. And the median was 2.94.


Synchrony Financial Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Synchrony Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Synchrony Financial Cyclically Adjusted FCF per Share Chart

Synchrony Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 231.06 178.81 318.67

Synchrony Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 230.52 248.27 295.28 318.67 424.82

Competitive Comparison of Synchrony Financial's Cyclically Adjusted FCF per Share

For the Credit Services subindustry, Synchrony Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Synchrony Financial's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Synchrony Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Synchrony Financial's Cyclically Adjusted Price-to-FCF falls into.


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Synchrony Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Synchrony Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=115.583/134.9266*134.9266
=115.583

Current CPI (Mar. 2025) = 134.9266.

Synchrony Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 24.672 100.684 33.063
201509 26.620 100.392 35.777
201512 38.807 99.792 52.470
201603 30.905 100.470 41.504
201606 32.555 101.688 43.196
201609 42.251 101.861 55.966
201612 43.151 101.863 57.158
201703 34.105 102.862 44.736
201706 38.597 103.349 50.390
201709 66.589 104.136 86.278
201712 61.865 104.011 80.253
201803 45.165 105.290 57.878
201806 56.127 106.317 71.231
201809 67.979 106.507 86.118
201812 70.201 105.998 89.360
201903 62.635 107.251 78.798
201906 55.010 108.070 68.681
201909 71.575 108.329 89.148
201912 69.141 108.420 86.045
202003 59.334 108.902 73.514
202006 94.043 108.767 116.661
202009 56.021 109.815 68.831
202012 70.738 109.897 86.849
202103 63.985 111.754 77.252
202106 49.312 114.631 58.043
202109 65.983 115.734 76.925
202112 75.765 117.630 86.906
202203 53.505 121.301 59.515
202206 73.803 125.017 79.653
202209 69.828 125.227 75.237
202212 80.270 125.222 86.491
202303 77.757 127.348 82.385
202306 77.111 128.729 80.824
202309 103.331 129.860 107.363
202312 94.884 129.419 98.922
202403 91.397 131.776 93.582
202406 113.033 132.554 115.056
202409 137.211 133.029 139.168
202412 124.174 133.157 125.824
202503 115.583 134.927 115.583

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Synchrony Financial  (MEX:SYF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Synchrony Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1050.00/424.82
=2.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Synchrony Financial was 4.50. The lowest was 2.10. And the median was 2.94.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Synchrony Financial Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Synchrony Financial's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Synchrony Financial Business Description

Address
777 Long Ridge Road, Stamford, CT, USA, 06902
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).