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AMS Osiguranje a.d's book value per share for the quarter that ended in Dec. 2025 was RSD8,660.80.
During the past 12 months, AMS Osiguranje a.d's average Book Value Per Share Growth Rate was 9.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 17.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of AMS Osiguranje a.d was 30.60% per year. The lowest was 3.80% per year. And the median was 13.60% per year.
AMS Osiguranje a.d's current price is RSD3950.00. Its book value per share for the quarter that ended in Dec. 2025 was RSD8,660.80. Hence, today's PB Ratio of AMS Osiguranje a.d is 0.46.
During the past 13 years, the highest P/B Ratio of AMS Osiguranje a.d was 0.69. The lowest was 0.05. And the median was 0.26.
Good Sign:
AMS Osiguranje a.d stock PB Ratio (=0.46) is close to 1-year low of 0.46.
AMS Osiguranje a.d (XBEL:AMSO) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
AMS Osiguranje a.d Book Value per Share Related Terms
AMS Osiguranje a.d Book Value per Share Historical Data
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The historical data trend for AMS Osiguranje a.d's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:AMSO vs CB, PGR, TRV: Book Value per Share Comparison
For the Insurance - Property & Casualty subindustry, AMS Osiguranje a.d's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMS Osiguranje a.d PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, AMS Osiguranje a.d's PB Ratio distribution charts can be found below:
* The bar in red indicates where AMS Osiguranje a.d's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Book Value per Share of RSD8,660.80 mean?
AMS Osiguranje a.d (XBEL:AMSO) has a Book Value per Share of RSD8,660.80 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on AMS Osiguranje a.d and its competitors.
Is AMS Osiguranje a.d's Book Value per Share too high?
AMS Osiguranje a.d's current Book Value per Share is RSD8,660.80. Overall, AMS Osiguranje a.d has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does AMS Osiguranje a.d's Book Value per Share compare to CB and PGR?
AMS Osiguranje a.d's Book Value per Share of RSD8,660.80 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on AMS Osiguranje a.d and its competitors. AMS Osiguranje a.d's current Book Value per Share is RSD8,660.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMS Osiguranje a.d stock overvalued right now?
AMS Osiguranje a.d (XBEL:AMSO) has a current Book Value per Share of RSD8,660.80. The stock's GF Value™ is RSD6,133.85, compared to a current price of RSD3,950.00 — trading 35.6% below its estimated fair value. The current Book Value per Share is RSD8,660.80. AMS Osiguranje a.d's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For AMS Osiguranje a.d (XBEL:AMSO), the current Book Value per Share is RSD8,660.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMS Osiguranje a.d (XBEL:AMSO) Overvalued in 2026?
Based on GuruFocus' analysis, AMS Osiguranje a.d stock appears to be undervalued.
The current stock price of RSD3,950.00 is trading 35.6% below its estimated GF Value™ of RSD6,133.85.
Key valuation signals for XBEL:AMSO:
Book Value per Share: RSD8,660.80
GF Value™: RSD6,133.85 vs. price of RSD3,950.00 (35.6% below fair value)
No single metric tells the full story. See the XBEL:AMSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMS Osiguranje a.d is a Serbia based company. The company is engaged in the provision of non life insurance services. Its insurance offering includes auto liability insurance, motor insurance, travel health insurance, accident insurance, and other insurances.
30GF Score
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