This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for AMS Osiguranje a.d's Median PS Value or its related term are showing as below:
XBEL:AMSO'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.08 Med: 0.11 Max: 0.11
Current: 0.08
During the past 13 years, the highest Price to Median PS Value of AMS Osiguranje a.d was 0.11. The lowest was 0.08. And the median was 0.11.
XBEL:AMSO's Price-to-Median-PS-Value is not ranked
in the Insurance industry.
Industry Median: 1.01
vs XBEL:AMSO: 0.08
AMS Osiguranje a.d (XBEL:AMSO) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
AMS Osiguranje a.d's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
3950.00
/
52,038.73
=
0.08
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMS Osiguranje a.d Median PS Value Related Terms
AMS Osiguranje a.d Median PS Value Historical Data
* Premium members only.
The historical data trend for AMS Osiguranje a.d's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:AMSO vs CB, PGR, TRV: Median PS Value Comparison
For the Insurance - Property & Casualty subindustry, AMS Osiguranje a.d's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMS Osiguranje a.d Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, AMS Osiguranje a.d's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where AMS Osiguranje a.d's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.838.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AMS Osiguranje a.d's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was RSD18336.409.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMS Osiguranje a.d (XBEL:AMSO) has a Median PS Value of RSD52,038.73 as of Jul. 08, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on AMS Osiguranje a.d and its competitors. This is 47307836% above median its historical median of 0.11. Over the past decade, AMS Osiguranje a.d's Median PS Value has ranged from 0.08 to 0.11.
Is AMS Osiguranje a.d's Median PS Value too high?
AMS Osiguranje a.d's current Median PS Value of RSD52,038.73 is 47307836% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.11. Overall, AMS Osiguranje a.d has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does AMS Osiguranje a.d's Median PS Value compare to CB and PGR?
AMS Osiguranje a.d's Median PS Value of RSD52,038.73 can be compared against companies in the Insurance industry. The industry median Median PS Value is 1.01. Historically, AMS Osiguranje a.d's own Median PS Value has ranged from 0.08 to 0.11 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.01, based on 342 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on AMS Osiguranje a.d and its competitors. For the Insurance industry, the median Median PS Value is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMS Osiguranje a.d's current Median PS Value is RSD52,038.73, which is 47307836% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMS Osiguranje a.d stock overvalued right now?
AMS Osiguranje a.d (XBEL:AMSO) has a current Median PS Value of RSD52,038.73. The stock's GF Value™ is RSD6,133.85, compared to a current price of RSD3,950.00 — trading 35.6% below its estimated fair value. The current Median PS Value is RSD52,038.73, which is 47307836% above median its 10-year median of 0.11. AMS Osiguranje a.d's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For AMS Osiguranje a.d (XBEL:AMSO), the current Median PS Value is RSD52,038.73 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMS Osiguranje a.d (XBEL:AMSO) Overvalued in 2026?
Based on GuruFocus' analysis, AMS Osiguranje a.d stock appears to be undervalued.
The current stock price of RSD3,950.00 is trading 35.6% below its estimated GF Value™ of RSD6,133.85.
Key valuation signals for XBEL:AMSO:
Median PS Value: RSD52,038.73 (47307836% above median its 10-year median of 0.11)
GF Value™: RSD6,133.85 vs. price of RSD3,950.00 (35.6% below fair value)
No single metric tells the full story. See the XBEL:AMSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMS Osiguranje a.d is a Serbia based company. The company is engaged in the provision of non life insurance services. Its insurance offering includes auto liability insurance, motor insurance, travel health insurance, accident insurance, and other insurances.
30GF Score
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