AMS Osiguranje a.d (XBEL:AMSO) EBITDA Margin %: 764.18% (As of Dec. 2025) — 16299% Above Median


XBEL:AMSO AMS Osiguranje a.d XBEL:AMSO
30 GF Score
Price RSD3,950.00
GF Value RSD6,133.85
! 1 Warning Sign
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What is AMS Osiguranje a.d EBITDA Margin %?

AMS Osiguranje a.d XBEL:AMSO 30 EBITDA Margin % is 764.18% as of Dec. 2025, which is 16299% above its 10-year median of 4.66. GuruFocus rates XBEL:AMSO with a GF Score™ of 30/100 and a GF Value™ of RSD6,133.85. The stock has 1 warning sign investors should review.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. AMS Osiguranje a.d's EBITDA for the six months ended in Dec. 2025 was RSD26,716 Mil. AMS Osiguranje a.d's Revenue for the six months ended in Dec. 2025 was RSD3,496 Mil. Therefore, AMS Osiguranje a.d's EBITDA margin for the quarter that ended in Dec. 2025 was 764.18%.


AMS Osiguranje a.d  (XBEL:AMSO) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


AMS Osiguranje a.d EBITDA Margin % Related Terms


AMS Osiguranje a.d EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for AMS Osiguranje a.d's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMS Osiguranje a.d EBITDA Margin % Chart

AMS Osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 325.27 246.73 4.66 3.16 2.14

AMS Osiguranje a.d Semi-Annual Data
Jun12 Dec12 Jun13 Dec13 Jun14 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -29.76 34.65 -33.67 -655.04 764.18

XBEL:AMSO vs CB, PGR, TRV: EBITDA Margin % Comparison

For the Insurance - Property & Casualty subindustry, AMS Osiguranje a.d's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AMS Osiguranje a.d EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, AMS Osiguranje a.d's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where AMS Osiguranje a.d's EBITDA Margin % falls into.


XBEL:AMSO
30GF Score
AMS Osiguranje a.d XBEL:AMSO
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AMS Osiguranje a.d EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

AMS Osiguranje a.d's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=162.894/7609.61
=2.14 %

AMS Osiguranje a.d's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=26716.355/3496.066
=764.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 764.18% mean?
AMS Osiguranje a.d (XBEL:AMSO) has a EBITDA Margin % of 764.18% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on AMS Osiguranje a.d and its competitors. This is 16299% above median its historical median of 4.66.
Is AMS Osiguranje a.d's EBITDA Margin % too high?
AMS Osiguranje a.d's current EBITDA Margin % of 764.18% is 16299% above median its 10-year median of 4.66. The Insurance industry median EBITDA Margin % is 14.81. AMS Osiguranje a.d's value of 764.18% is 5059.9% above this industry median. Overall, AMS Osiguranje a.d has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does AMS Osiguranje a.d's EBITDA Margin % compare to CB and PGR?
AMS Osiguranje a.d's EBITDA Margin % of 764.18% can be compared against companies in the Insurance industry. The industry median EBITDA Margin % is 14.81. AMS Osiguranje a.d's value of 764.18% is 5059.9% above this benchmark. While the company's 10-year median is 4.66 vs. the industry median of 14.81, AMS Osiguranje a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMS Osiguranje a.d's current EBITDA Margin % of 764.18% is 5059.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on AMS Osiguranje a.d and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMS Osiguranje a.d's current EBITDA Margin % is 764.18%, which is 16299% above median its own 10-year median of 4.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMS Osiguranje a.d stock overvalued right now?
AMS Osiguranje a.d (XBEL:AMSO) has a current EBITDA Margin % of 764.18%. The stock's GF Value™ is RSD6,133.85, compared to a current price of RSD3,950.00 — trading 35.6% below its estimated fair value. The current EBITDA Margin % is 764.18%, which is 16299% above median its 10-year median of 4.66 and 5059.9% above the Insurance industry median of 14.81. AMS Osiguranje a.d's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For AMS Osiguranje a.d (XBEL:AMSO), the current EBITDA Margin % is 764.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMS Osiguranje a.d (XBEL:AMSO) Overvalued in 2026?

Based on GuruFocus' analysis, AMS Osiguranje a.d stock appears to be undervalued. The current stock price of RSD3,950.00 is trading 35.6% below its estimated GF Value™ of RSD6,133.85.

Key valuation signals for XBEL:AMSO:

  • EBITDA Margin %: 764.18% (16299% above median its 10-year median of 4.66)
  • GF Value™: RSD6,133.85 vs. price of RSD3,950.00 (35.6% below fair value)
  • GF Score™: 30/100 with 1 warning sign
  • Industry Position: 5059.9% above the Insurance median

No single metric tells the full story. See the XBEL:AMSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AMS Osiguranje a.d Business Description

Address Roosevelt 16, Belgrade, SRB, 11000
AMS Osiguranje a.d is a Serbia based company. The company is engaged in the provision of non life insurance services. Its insurance offering includes auto liability insurance, motor insurance, travel health insurance, accident insurance, and other insurances.
30GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD3,950.00
Price
RSD6,133.85
GF Value