AMS Osiguranje a.d (XBEL:AMSO) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2025)

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AMS Osiguranje a.d XBEL:AMSO

What is AMS Osiguranje a.d LT-Debt-to-Total-Asset?

AMS Osiguranje a.d XBEL:AMSO 30 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus rates XBEL:AMSO with a GF Score™ of 30/100 and a GF Value™ of RSD6,133.85. The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. AMS Osiguranje a.d's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.00.

AMS Osiguranje a.d's long-term debt to total assets ratio stayed the same from Dec. 2024 (0.00) to Dec. 2025 (0.00).

AMS Osiguranje a.d (XBEL:AMSO) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

AMS Osiguranje a.d LT-Debt-to-Total-Asset Related Terms

AMS Osiguranje a.d LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for AMS Osiguranje a.d's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMS Osiguranje a.d LT-Debt-to-Total-Asset Chart

AMS Osiguranje a.d Annual Data

Trend

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LT-Debt-to-Total-Asset

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0.00

AMS Osiguranje a.d Semi-Annual Data
	Jun12	Dec12	Jun13	Dec13	Jun14	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

30GF Score

AMS Osiguranje a.d XBEL:AMSO

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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AMS Osiguranje a.d LT-Debt-to-Total-Asset Calculation

AMS Osiguranje a.d's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0	/	13947.207
	=	0.00

AMS Osiguranje a.d's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	0	/	13947.207
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

AMS Osiguranje a.d (XBEL:AMSO) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on AMS Osiguranje a.d and its competitors.

Is AMS Osiguranje a.d's LT-Debt-to-Total-Asset too high?

AMS Osiguranje a.d's current LT-Debt-to-Total-Asset is 0.00. Overall, AMS Osiguranje a.d has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.

How does AMS Osiguranje a.d's LT-Debt-to-Total-Asset compare to CB and PGR?

AMS Osiguranje a.d's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on AMS Osiguranje a.d and its competitors. AMS Osiguranje a.d's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is AMS Osiguranje a.d stock overvalued right now?

AMS Osiguranje a.d (XBEL:AMSO) has a current LT-Debt-to-Total-Asset of 0.00. The stock's GF Value™ is RSD6,133.85, compared to a current price of RSD3,950.00 — trading 35.6% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. AMS Osiguranje a.d's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For AMS Osiguranje a.d (XBEL:AMSO), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMS Osiguranje a.d (XBEL:AMSO) Overvalued in 2026?

Based on GuruFocus' analysis, AMS Osiguranje a.d stock appears to be undervalued. The current stock price of RSD3,950.00 is trading 35.6% below its estimated GF Value™ of RSD6,133.85.

Key valuation signals for XBEL:AMSO:

LT-Debt-to-Total-Asset: 0.00
GF Value™: RSD6,133.85 vs. price of RSD3,950.00 (35.6% below fair value)
GF Score™: 30/100 with 1 warning sign

No single metric tells the full story. See the XBEL:AMSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AMS Osiguranje a.d Business Description

Industry Financial Services Insurance

Comparable Companies CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH TSE:8630 CINF ASX:QBE WRB MKL L MIL:UNI XKRX:000810 WAR:PZU OSL:GJF

Address Roosevelt 16, Belgrade, SRB, 11000

Website https://www.ams.co.rs

AMS Osiguranje a.d is a Serbia based company. The company is engaged in the provision of non life insurance services. Its insurance offering includes auto liability insurance, motor insurance, travel health insurance, accident insurance, and other insurances.

30GF Score

Get the complete analysis for XBEL:AMSO

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD3,950.00

Price

RSD6,133.85

GF Value

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