AMS Osiguranje a.d (XBEL:AMSO) OCF Margin %: -6.06% (As of Dec. 2025)

What is AMS Osiguranje a.d OCF Margin %?

AMS Osiguranje a.d XBEL:AMSO 30 OCF Margin % is -6.06% as of Dec. 2025. GuruFocus rates XBEL:AMSO with a GF Score™ of 30/100 and a GF Value™ of RSD6,133.85. The stock has 1 warning sign investors should review.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. AMS Osiguranje a.d's Cash Flow from Operations for the six months ended in Dec. 2025 was RSD-212 Mil. AMS Osiguranje a.d's Revenue for the six months ended in Dec. 2025 was RSD3,496 Mil. Therefore, AMS Osiguranje a.d's OCF Margin % for the quarter that ended in Dec. 2025 was -6.06%.

As of today, AMS Osiguranje a.d's current OCF Yield % is 21.96%.

The historical rank and industry rank for AMS Osiguranje a.d's OCF Margin % or its related term are showing as below:

XBEL:AMSO' s OCF Margin % Range Over the Past 10 Years
Min: 4.73 Med: 590.71 Max: 1041.67
Current: 4.73

During the past 13 years, the highest OCF Margin % of AMS Osiguranje a.d was 1041.67%. The lowest was 4.73%. And the median was 590.71%.

XBEL:AMSO's OCF Margin % is not ranked
in the Insurance industry.
Industry Median: 10.855 vs XBEL:AMSO: 4.73

AMS Osiguranje a.d OCF Margin % Related Terms

AMS Osiguranje a.d OCF Margin % Historical Data

* Premium members only.

The historical data trend for AMS Osiguranje a.d's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMS Osiguranje a.d OCF Margin % Chart

AMS Osiguranje a.d Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

OCF Margin %

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789.94

898.86

10.05

6.84

4.73

AMS Osiguranje a.d Semi-Annual Data
	Jun12	Dec12	Jun13	Dec13	Jun14	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
OCF Margin %	Get a 7-Day Free Trial															9.86	9.46	3.86	13.89	-6.06

XBEL:AMSO vs CB, PGR, TRV: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, AMS Osiguranje a.d's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AMS Osiguranje a.d OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, AMS Osiguranje a.d's OCF Margin % distribution charts can be found below:

* The bar in red indicates where AMS Osiguranje a.d's OCF Margin % falls into.

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AMS Osiguranje a.d XBEL:AMSO

OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.

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AMS Osiguranje a.d OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

AMS Osiguranje a.d's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin	=	Cash Flow from Operations (A: Dec. 2025 )	/	Revenue (A: Dec. 2025 )
	=	359.578	/	7609.61
	=	4.73 %

AMS Osiguranje a.d's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin	=	Cash Flow from Operations (Q: Dec. 2025 )	/	Revenue (Q: Dec. 2025 )
	=	-211.922	/	3496.066
	=	-6.06 %

Frequently Asked Questions Learn more about OCF Margin % →

What does a OCF Margin % of -6.06% mean?

AMS Osiguranje a.d (XBEL:AMSO) has a OCF Margin % of -6.06% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AMS Osiguranje a.d and its competitors. Over the past decade, AMS Osiguranje a.d's OCF Margin % has ranged from 4.73 to 1,041.67.

Is AMS Osiguranje a.d's OCF Margin % too high?

AMS Osiguranje a.d's current OCF Margin % is -6.06%. Over the past 10 years, this metric has ranged from a low of 4.73 to a high of 1,041.67. Overall, AMS Osiguranje a.d has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.

How does AMS Osiguranje a.d's OCF Margin % compare to CB and PGR?

AMS Osiguranje a.d's OCF Margin % of -6.06% can be compared against companies in the Insurance industry. The industry median OCF Margin % is 10.86. Historically, AMS Osiguranje a.d's own OCF Margin % has ranged from 4.73 to 1,041.67 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good OCF Margin % for an Insurance company?

The median OCF Margin % among Insurance companies is 10.86, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high OCF Margin % mean?

A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AMS Osiguranje a.d and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMS Osiguranje a.d's current OCF Margin % is -6.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is AMS Osiguranje a.d stock overvalued right now?

AMS Osiguranje a.d (XBEL:AMSO) has a current OCF Margin % of -6.06%. The stock's GF Value™ is RSD6,133.85, compared to a current price of RSD3,950.00 — trading 35.6% below its estimated fair value. The current OCF Margin % is -6.06%. AMS Osiguranje a.d's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is OCF Margin % calculated?

OCF Margin % is calculated from a company's financial statements. For AMS Osiguranje a.d (XBEL:AMSO), the current OCF Margin % is -6.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMS Osiguranje a.d (XBEL:AMSO) Overvalued in 2026?

Based on GuruFocus' analysis, AMS Osiguranje a.d stock appears to be undervalued. The current stock price of RSD3,950.00 is trading 35.6% below its estimated GF Value™ of RSD6,133.85.

Key valuation signals for XBEL:AMSO:

OCF Margin %: -6.06%
GF Value™: RSD6,133.85 vs. price of RSD3,950.00 (35.6% below fair value)
GF Score™: 30/100 with 1 warning sign

No single metric tells the full story. See the XBEL:AMSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AMS Osiguranje a.d Business Description

Industry Financial Services Insurance

Comparable Companies CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH TSE:8630 CINF ASX:QBE WRB MKL L MIL:UNI XKRX:000810 WAR:PZU OSL:GJF

Address Roosevelt 16, Belgrade, SRB, 11000

Website https://www.ams.co.rs

AMS Osiguranje a.d is a Serbia based company. The company is engaged in the provision of non life insurance services. Its insurance offering includes auto liability insurance, motor insurance, travel health insurance, accident insurance, and other insurances.

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD3,950.00

Price

RSD6,133.85

GF Value

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