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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, AMS Osiguranje a.d's enterprise value is RSD51 Mil.
AMS Osiguranje a.d's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was RSD-229 Mil. Therefore, AMS Osiguranje a.d's EV-to-EBITDA for today is -0.22.
The historical rank and industry rank for AMS Osiguranje a.d's EV-to-EBITDA or its related term are showing as below:
XBEL:AMSO'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -9.53 Med: -3.27 Max: 4.62
Current: -0.22
During the past 13 years, the highest EV-to-EBITDA of AMS Osiguranje a.d was 4.62. The lowest was -9.53. And the median was -3.27.
XBEL:AMSO's EV-to-EBITDA is ranked worse than 100% of 348
companies
in the Insurance industry
Industry Median: 8.095
vs XBEL:AMSO: -0.22
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AMS Osiguranje a.d's PE Ratio (TTM) for today is calculated as:
AMS Osiguranje a.d's share price for today is RSD3950.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AMS Osiguranje a.d's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was RSD768.896.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for AMS Osiguranje a.d's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:AMSO vs CB, PGR, TRV: EV-to-EBITDA Comparison
For the Insurance - Property & Casualty subindustry, AMS Osiguranje a.d's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMS Osiguranje a.d EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, AMS Osiguranje a.d's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where AMS Osiguranje a.d's EV-to-EBITDA falls into.
AMS Osiguranje a.d's current Enterprise Value is RSD51 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AMS Osiguranje a.d's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was RSD-229 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMS Osiguranje a.d (XBEL:AMSO) has a EV-to-EBITDA of -0.22 as of Aug. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on AMS Osiguranje a.d. According to the industry distribution chart, AMS Osiguranje a.d ranks #999999 out of 348 companies in the Insurance industry.
Is AMS Osiguranje a.d's EV-to-EBITDA too high?
AMS Osiguranje a.d's current EV-to-EBITDA is -0.22. Based on the distribution chart, AMS Osiguranje a.d ranks #999999 out of 348 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AMS Osiguranje a.d has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does AMS Osiguranje a.d's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, AMS Osiguranje a.d ranks #999999 out of 348 companies for EV-to-EBITDA. This places AMS Osiguranje a.d in the lower half of its industry. The industry median EV-to-EBITDA is 8.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.10, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on AMS Osiguranje a.d. For the Insurance industry, the median EV-to-EBITDA is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMS Osiguranje a.d's current EV-to-EBITDA is -0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMS Osiguranje a.d stock overvalued right now?
AMS Osiguranje a.d (XBEL:AMSO) has a current EV-to-EBITDA of -0.22. The stock's GF Value™ is RSD6,133.85, compared to a current price of RSD3,950.00 — trading 35.6% below its estimated fair value. The current EV-to-EBITDA is -0.22. AMS Osiguranje a.d's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For AMS Osiguranje a.d (XBEL:AMSO), the current EV-to-EBITDA is -0.22 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMS Osiguranje a.d (XBEL:AMSO) Overvalued in 2026?
Based on GuruFocus' analysis, AMS Osiguranje a.d stock appears to be undervalued.
The current stock price of RSD3,950.00 is trading 35.6% below its estimated GF Value™ of RSD6,133.85.
Key valuation signals for XBEL:AMSO:
EV-to-EBITDA: -0.22
GF Value™: RSD6,133.85 vs. price of RSD3,950.00 (35.6% below fair value)
No single metric tells the full story. See the XBEL:AMSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMS Osiguranje a.d is a Serbia based company. The company is engaged in the provision of non life insurance services. Its insurance offering includes auto liability insurance, motor insurance, travel health insurance, accident insurance, and other insurances.
30GF Score
Get the complete analysis for XBEL:AMSO
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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