BKOR (Oak Ridge Financial Services) Gross Loan: $0.00 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKOR Oak Ridge Financial Services Inc BKOR
58 GF Score
Price $32.00
GF Value $22.63
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Oak Ridge Financial Services Gross Loan?

Oak Ridge Financial Services BKOR 58 Gross Loan is $0.00 Mil as of Dec. 2025. GuruFocus rates BKOR with a GF Score™ of 58/100 and a GF Value™ of $22.63 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Oak Ridge Financial Services's Gross Loan for the quarter that ended in Dec. 2025 was $0.00 Mil.

Oak Ridge Financial Services Gross Loan Related Terms

Oak Ridge Financial Services Gross Loan Historical Data

* Premium members only.

The historical data trend for Oak Ridge Financial Services's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oak Ridge Financial Services Gross Loan Chart

Oak Ridge Financial Services Annual Data
Trend Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Oak Ridge Financial Services Semi-Annual Data
Dec08 Jun09 Dec09 Jun10 Dec10 Jun11 Dec11 Jun12 Dec12 Jun13 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
BKOR
58GF Score
Oak Ridge Financial Services Inc BKOR
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oak Ridge Financial Services Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $0.00 Mil mean?
Oak Ridge Financial Services (BKOR) has a Gross Loan of $0.00 Mil as of Dec. 2025. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Oak Ridge Financial Services and its competitors.
Is Oak Ridge Financial Services' Gross Loan too high?
Oak Ridge Financial Services' current Gross Loan is $0.00 Mil. Overall, Oak Ridge Financial Services has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oak Ridge Financial Services' Gross Loan compare to SSBI and MCBK?
Oak Ridge Financial Services' Gross Loan of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Oak Ridge Financial Services and its competitors. Oak Ridge Financial Services's current Gross Loan is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oak Ridge Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Oak Ridge Financial Services (BKOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.63, compared to a current price of $32.00 — trading 41.4% above its estimated fair value. The current Gross Loan is $0.00 Mil. Oak Ridge Financial Services' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Oak Ridge Financial Services (BKOR), the current Gross Loan is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oak Ridge Financial Services (BKOR) Overvalued in 2026?

Based on GuruFocus' analysis, Oak Ridge Financial Services stock appears to be overvalued. The current stock price of $32.00 is trading 41.4% above its estimated GF Value™ of $22.63. GuruFocus considers Oak Ridge Financial Services to be Significantly Overvalued.

Key valuation signals for BKOR:

  • Gross Loan: $0.00 Mil
  • GF Value™: $22.63 vs. price of $32.00 (41.4% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the BKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oak Ridge Financial Services Business Description

Address 8050 Fogleman Road, Oak Ridge, NC, USA, 27310
Oak Ridge Financial Services Inc is a bank holding company. Along with its banking subsidiary, it offers financial services such as accepting a full range of deposit products and originating commercial and consumer loans, providing online banking services, etc., through its branch network located in Guilford County, North Carolina.
58GF Score

Get the complete analysis for BKOR

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.00
Price
$22.63
GF Value