BKOR (Oak Ridge Financial Services) EPS (Basic): $2.92 (TTM As of Dec. 2025)

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BKOR Oak Ridge Financial Services Inc BKOR
61 GF Score
Price $31.50
GF Value $22.48
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Oak Ridge Financial Services EPS (Basic)?

Oak Ridge Financial Services BKOR 61 EPS (Basic) is $2.92 as of Dec. 2025. GuruFocus rates BKOR with a GF Score™ of 61/100 and a GF Value™ of $22.48 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Oak Ridge Financial Services's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was $2.92. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.92.

Oak Ridge Financial Services's EPS (Diluted) for the six months ended in Dec. 2025 was $2.92. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.92.

Oak Ridge Financial Services's EPS without NRI for the six months ended in Dec. 2025 was $2.92. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 2.92.

During the past 12 months, Oak Ridge Financial Services's average EPS without NRIGrowth Rate was 41.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was 5.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 9.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Oak Ridge Financial Services's highest 3-Year average EPS without NRI Growth Rate was 121.50% per year. The lowest was -43.90% per year. And the median was 12.35% per year.

Oak Ridge Financial Services  (OTCPK:BKOR) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Oak Ridge Financial Services EPS (Basic) Related Terms

Oak Ridge Financial Services EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Oak Ridge Financial Services's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oak Ridge Financial Services EPS (Basic) Chart

Oak Ridge Financial Services Annual Data
Trend Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.91 2.47 2.10 2.06 2.92

Oak Ridge Financial Services Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.91 2.47 2.10 2.06 2.92
BKOR
61GF Score
Oak Ridge Financial Services Inc BKOR
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Oak Ridge Financial Services EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Oak Ridge Financial Services's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(8.012-0)/2.742
=2.92

Oak Ridge Financial Services's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(8.012-0)/2.742
=2.92

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $2.92 mean?
Oak Ridge Financial Services (BKOR) has a EPS (Basic) of $2.92 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Oak Ridge Financial Services and its competitors.
Is Oak Ridge Financial Services' EPS (Basic) too high?
Oak Ridge Financial Services' current EPS (Basic) is $2.92. Overall, Oak Ridge Financial Services has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oak Ridge Financial Services' EPS (Basic) compare to SLRK and MCBK?
Oak Ridge Financial Services' EPS (Basic) of $2.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Oak Ridge Financial Services and its competitors. Oak Ridge Financial Services's current EPS (Basic) is $2.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oak Ridge Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Oak Ridge Financial Services (BKOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.48, compared to a current price of $31.50 — trading 40.1% above its estimated fair value. The current EPS (Basic) is $2.92. Oak Ridge Financial Services' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Oak Ridge Financial Services (BKOR), the current EPS (Basic) is $2.92 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oak Ridge Financial Services (BKOR) Overvalued in 2026?

Based on GuruFocus' analysis, Oak Ridge Financial Services stock appears to be overvalued. The current stock price of $31.50 is trading 40.1% above its estimated GF Value™ of $22.48. GuruFocus considers Oak Ridge Financial Services to be Significantly Overvalued.

Key valuation signals for BKOR:

  • EPS (Basic): $2.92
  • GF Value™: $22.48 vs. price of $31.50 (40.1% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the BKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oak Ridge Financial Services Business Description

Address 8050 Fogleman Road, Oak Ridge, NC, USA, 27310
Oak Ridge Financial Services Inc is a bank holding company. Along with its banking subsidiary, it offers financial services such as accepting a full range of deposit products and originating commercial and consumer loans, providing online banking services, etc., through its branch network located in Guilford County, North Carolina.
61GF Score

Get the complete analysis for BKOR

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.50
Price
$22.48
GF Value